St. Louis County property record for 2109 E 8th St, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 1925 |
| Lot Size | 0.146 acres (6,390 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (May 2002) |
| Tax Bill | $3,744 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1380-02040 |
| Primary APN | 010-1380-02040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Gross Area |
| 1st Floor Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 6,390 sqft (0.146 acres) |
| Garage Area | 252 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 168 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1068922 |
|---|---|
| Street Address | 2109 E 8TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55812-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX THAT PART W OF A LINE RUNNING FROM10FT E OF NW CORNER TO THE SW CORNER OFSAID LOT SERIAL # |
| Legal Subdivision | EAST LAWN DIV OF DULUTH |
| Legal Block | 19 |
| Legal Lot Number | 18 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 15700 |
Source: St. Louis County records · APN 010-1380-02040
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2109 E 8TH ST, DULUTH, MN 55812-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG |
| Mar 02, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| May 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG |
| Nov 21, 2017 | Deed of Trust, Mortgage · Line of Credit PIONEER NAT'L BK/DULUTH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2002 · Amount on Record |
| Deed Sale | May 10, 2002 · Amount on Record |
| Deed Document Number | 2002723248 |
| Last Transfer Date | Apr 15, 2019 |
| Transfer Doc | 0001009479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2109 E 8TH ST, DULUTH, MN 55812-1330 |
| Document Number | 00T1030210 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2109 E 8TH ST DULUTH MN 558121330, DULUTH, MN 55812-1330 |
| Document Number | 00T1030210 |
|---|---|
| Date | Oct 09, 2020 |
| Instrument | T1030210 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2109 E 8TH ST, DULUTH, MN 55812-1330 |
| Document Number | 00T1025601 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2109 E 8TH ST DULUTH MN 558121330, DULUTH, MN 55812-1330 |
| Document Number | 00T1025601 |
|---|---|
| Date | Jul 09, 2020 |
| Instrument | T1025601 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 08, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2109 E 8TH ST, DULUTH, MN 55812-1330 |
| Document Number | 00T1022027 |
| Instrument Date | Mar 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2109 E 8TH ST DULUTH MN 558121330, DULUTH, MN 55812-1330 |
| Document Number | 00T1022027 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | T1022027 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2109 E 8TH ST, DULUTH, MN 55812-1330 |
| Document Number | 00T1010883 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2109 E 8TH ST DULUTH MN 558121330, DULUTH, MN 55812-1330 |
| Document Number | 00T1010883 |
|---|---|
| Date | May 29, 2019 |
| Instrument | T1010883 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2109 E 8TH ST, DULUTH, MN 55812-1330 |
| Document Number | 000T992791 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2109 E 8TH ST DULUTH MN 558121330, DULUTH, MN 55812-1330 |
| Document Number | 000T992791 |
|---|---|
| Date | Dec 04, 2017 |
| Instrument | T992791 |
| Name | PIONEER NAT'L BK/DULUTH |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 03, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,744.00 (-2.7%) Homeowner's exemption | ||
| 2025 | $3,848.00 (+6.42%) Homeowner's exemption | $296,600 (-0.37%) Land $28,100 Building $268,500 | $296,600 (-0.37%) Land $28,100 Building $268,500 |
| 2024 | $3,616.00 | $297,700 (+17.76%) Land $39,300 Building $258,400 | $297,700 (+17.76%) Land $39,300 Building $258,400 |
| 2022 | $252,800 Land $37,300 Building $215,500 | $252,800 Land $37,300 Building $215,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 384 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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