2109 E 37th St, Savannah, GA 31404 Property Records

Chatham County property record for 2109 E 37th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,034 sqft · built 1948
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2025)
Tax Bill	$3,100 (2025)
Deeds & Mortgages	Oct 2010 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0079-12-014`

Property Details

APN / Parcel Number

Primary APN	`2-0079-12-014`
Alternative APN	`O334Z318`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	1,034 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,184 sqft (0.119 acres)
Porch	Slab
Porch Area	306 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2109 E 37TH ST
City	SAVANNAH
State	GA
Zip	31404-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 79 AND EAST HALF LOT 78 MUR PHEY WARD
Legal Subdivision	VICTORY HEIGHTS
Legal Lot Number	79,78
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4010
Census Tract	3602

Owner

2109 E 37th St is owned and occupied by an individual who bought it in October 2025.

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2109 E 37TH ST, SAVANNAH, GA 31404-3840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 16, 2025	Limited Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Mar 3, 2025 · Amount on File
Deed Book / Page	3806 / 369
Record Updated	Oct 29, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2109 E 37TH ST, SAVANNAH, GA 31404-3840
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00364X0055
Date	Oct 25, 2010
Book Page	364X/055

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2040

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 16, 2025
Property Address	2109 E 37TH ST, SAVANNAH, GA 31404-3840
Document Number	0038060369
Book / Page	3806 / 369
Instrument Date	Oct 15, 2025
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 E 37TH ST, SAVANNAH, GA 31404-3840

Mortgage

Document Number	0003806372
Date	Oct 16, 2025
Instrument	3806/372

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2109 E 37th St was $3,100, up 41.3% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,600 (+35.47%) Land $16,000 Building $83,600	$249,000 (+35.47%) Land $40,000 Building $209,000
2025	$3,100.00 (+41.29%)	$73,520 Land $16,000 Building $57,520	$183,800 Land $40,000 Building $143,800
2024	$2,194.00
2023		$59,560 (+46.56%) Land $12,000 Building $47,560	$148,900 (+46.56%) Land $30,000 Building $118,900
2022	$1,682.00	$40,640 Land $9,600 Building $31,040	$101,600 Land $24,000 Building $77,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2109 E 37th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	22 (1994–2025)
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 E 37th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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