2109 E 14th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2109 E 14th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,646 sqft · built 1930
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jun 2024)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`156B F 013`

Property Details

APN / Parcel Number

Primary APN	`156B F 013`
Alternative APN	`0000089936`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000089936
Street Address	2109 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 5 BLK 2 EDEN PARK ADDN PB 3 PG 4
Legal Subdivision	EDEN PARK ADDN
Legal Block	2
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1033
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2109 E 14TH ST, CHATTANOOGA, TN 37404-4438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 4, 2024	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 23, 2019	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	2024060400106
Deed Book / Page	13611 / 20
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jul 30, 2026
Property Address	2109 E 14TH ST, CHATTANOOGA, TN 37404-4438
Document Number	0000000004
Book / Page	14385 / 768
Instrument Date	Jul 23, 2026
Instrument	20264
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 E 14TH ST, CHATTANOOGA, TN 37404-4438

Mortgage

Document Number	0000000004,
Date	Jul 30, 2026
Book Page	14385/768
Instrument	20264

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 4, 2024
Property Address	2109 E 14TH ST, CHATTANOOGA, TN 37404-4438
Document Number	0000000106
Book / Page	13611 / 20
Map Reference	MB 3 PG 4
Instrument Date	Jun 3, 2024
Instrument	2024060400106
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2109 E 14TH ST, CHATTANOOGA, TN 37404-4438

Mortgage

Document Number	0000000107
Date	Jun 4, 2024
Instrument	2024060400107

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 16, 2021
Property Address	2109 E 14TH ST, CHATTANOOGA, TN 37404-4438
Document Number	0000000215
Book / Page	12529 / 752
Map Reference	MB 3 PG 4
Instrument Date	Jun 15, 2021
Instrument	2021061600215
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRICK CITY TITLE, BRIDGE CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 E 14TH ST, CHATTANOOGA, TN 37404-4438

Mortgage

Document Number	0012529755
Date	Jun 16, 2021
Instrument	12529/755

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 23, 2019
Property Address	2109 E 14TH ST, CHATTANOOGA, TN 37404-4438
Document Number	0523000118
Book / Page	011649 / 000155
Instrument Date	May 21, 2019
Instrument	190523000118
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2109 E 14TH ST CHATTANOOGA TN 374044438, CHATTANOOGA, TN 37404-4438

Mortgage

Document Number	523000119
Date	May 23, 2019
Book Page	011649/000158
Instrument	190523000119

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+30.25%)	$94,925 (+92.35%)	$379,700 (+92.35%) Land $70,000 Building $309,700
2024	$1,104.00	$49,350 (-)	$197,400 (-) Land $40,000 Building $157,400
2023	$1,104.00	$49,350 (-)	$197,400 (-) Land $40,000 Building $157,400
2022	$1,104.00	$49,350	$197,400 Land $40,000 Building $157,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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