2109 Duff Ave, Ames, IA 50010 Property Records

Story County property record for 2109 Duff Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,094 sqft · built 1957
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2018)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-181-020`

Property Details

APN / Parcel Number

Primary APN	`05-35-181-020`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	5 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Basement Area	1,094 sqft
Finished Basement	786 sqft
Unfinished Basement	308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Deck Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2109 DUFF AVE
City	AMES
State	IA
Zip	50010-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BROADMOOR ADD LOT:40 AMES
Legal Range	24W
Legal Township	84N
Legal Section	35
Legal Subdivision	BROADMOOR ADD
Legal Lot Number	40
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2005
Census Tract	200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2109 DUFF AVE, AMES, IA 50010-4914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Affidavit, Transfer
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK OF IOWA
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK OF IOWA
Jul 17, 2018	Warranty Deed, Transfer VISION BANK OF IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Nov 3, 2010 · Amount on Record
Deed Document Number	20186436
Last Transfer Date	Jul 14, 2026
Transfer Doc	0000006306
Record Updated	Oct 29, 2026

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STORY IA
Recording Date	Jul 15, 2026
Property Address	2109 DUFF AVE, AMES, IA 50010-4914
Document Number	0000006306
Instrument Date	Jul 14, 2026
Instrument	20266306
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 DUFF AVE, AMES, IA 50010-4914

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2109 DUFF AVE, AMES, IA 50010-4914
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202108125
Date	Jun 25, 2021
Instrument	2021-08125

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2109 DUFF AVE, AMES, IA 50010-4914
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202012208
Date	Oct 15, 2020
Instrument	2020-12208

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 1, 2027

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 17, 2018
Property Address	2109 DUFF AVE, AMES, IA 50010-4914
Document Number	0201806436
Instrument Date	Jul 16, 2018
Instrument	2018-06436
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2109 DUFF AVE, AMES, IA 50010-4914

Mortgage

Document Number	0201806437
Date	Jul 17, 2018
Instrument	2018-06437

Lender

Name	VISION BANK OF IOWA

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,032.00 (+13.64%) Homeowner's exemption	$245,900 (+18.33%) Land $57,800 Building $188,100	$245,900 (+18.33%) Land $57,800 Building $188,100
2024	$2,668.00 (-9.56%)
2023		$207,800 Land $46,100 Building $161,700	$207,800 Land $46,100 Building $161,700
2022	$2,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Nextlink.

Nearby Properties on Duff Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures