2109 Covington Dr, Florence, AL 35630 Property Records

Lauderdale County property record for 2109 Covington Dr, Florence, AL 35630 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,677 sqft · built 1975
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (May 2021)
Tax Bill	$1,893 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-07-36-3-001-003-000`

Property Details

APN / Parcel Number

Primary APN	`15-07-36-3-001-003-000`
Alternative APNs	`025752` `42457` `25752`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,677 sqft Living Area
1st Floor Area	1,204 sqft
2nd Floor Area	473 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	25752
Street Address	2109 COVINGTON DR
City	FLORENCE
State	AL
Zip	35630-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80 X 150 MAGNOLIA PARK SD BLK 3 LOT 5 .27 AC/C SEC 36 T2S R11W PB 3 PG 113
Legal Range	11W
Legal Township	02S
Legal Section	36
Legal Subdivision	MAGNOLIA PARK
Legal Block	3
Legal Lot Number	5
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1003
Census Tract	10901

Owner

Source: Lauderdale County records · APN 15-07-36-3-001-003-000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4758 COUNTY ROAD 34, KILLEN, AL 35645-4818
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2021	Survivorship Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Nov 09, 2018	Warranty Deed, Transfer · ARM FIRST SOUTHERN BANK
Mar 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2021 · Amount on Record
Deed Sale	May 05, 2021 · Amount on Record
Prior Sale	Nov 09, 2018 · Amount on Record
Deed Document Number	0202128613
Deed Book / Page	2021 / 28613
Record Updated	Jun 08, 2026

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 05, 2021
Property Address	2109 COVINGTON DR, FLORENCE, AL 35630-1659
Document Number	2021/28613
Book / Page	2021 / 28613
Map Reference	MB 3 PG 113
Instrument Date	May 03, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 LEMUEL DR, FLORENCE, AL 35633-7470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 COVINGTON DR, FLORENCE, AL 35630-1659

Mortgage

Document Number	202128615202128615
Date	May 05, 2021
Instrument	2021/28615202128615

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 09, 2018
Property Address	2109 COVINGTON DR, FLORENCE, AL 35630-1659
Document Number	2018/48352
Book / Page	2018 / 48352
Instrument Date	Oct 16, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 COVINGTON DR, FLORENCE, AL 35630-1659
Investor	Possibly a Property Investor

Mortgage

Document Number	2018/48356
Date	Nov 09, 2018
Book Page	2018/48356

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2023
Change Frequency	Annually
Min Rate At Change	4.63%
Max Rate At Change	6.63%
Index	1-Year CMT

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Mar 22, 2017
Property Address	2109 COVINGTON DR, FLORENCE, AL 35630-1659
Document Number	2017/11804
Book / Page	2017 / 11804
Instrument Date	Mar 16, 2017
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2109 COVINGTON DR, FLORENCE, AL 35630-1659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD, WEST PALM BEACH, FL 33409-6488

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,893.00	$38,640 (-)	$193,200 (-) Land $12,200 Building $181,000
2024	$1,893.00 (+8.05%)	$38,640 (+1,625%) Land $2,440 Building $36,200	$193,200 (+8.05%) Land $12,200 Building $181,000
2023	$1,752.00 (+20.16%) Homeowner's exemption	$2,240 (-92.47%) Land $2,240	$178,800 (+20.16%) Land $11,200 Building $167,600
2022	$1,458.00 Homeowner's exemption	$29,760	$148,800 Land $11,600 Building $137,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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