2109 Cormac Ln, Union, KY 41091 Property Records

Boone County property record for 2109 Cormac Ln, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,678 sqft · built 2024
Lot Size0.223 acres (9,714 sqft)
Owner2 Individual Names on File
Last Sale$638,629 (Oct 2024)
Tax Bill$6,662 (2025)
Deeds & MortgagesOct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051.05-15-733.00

Property Details

APN / Parcel Number

Primary APN051.05-15-733.00
Alternative APN
  • 56170

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,678 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialWood Siding
Lot Area9,714 sqft (0.223 acres)
Garage TypeAttached
Garage Area610 sqft

Location & Zoning

Street Address2109 CORMAC LN
CityUNION
StateKY
Zip41091-8814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 733 SEC 5 PH 22 BALLYSHANNON
Legal SubdivisionBALLYSHANNON SUB
Legal Phase22
Legal Lot Number733
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3006
Census Tract70318

Owner

2109 Cormac Ln is owned and occupied by two individuals who bought it in October 2024.

Source: Boone County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2109 CORMAC LN, UNION, KY 41091-8814
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2024 · Amount on File
Deed SaleOct 30, 2024 · Amount on File
Prior SaleMay 2, 2024 · Amount on File
Deed Document Number20241077017
Deed Book / Page1230 / 614
Record UpdatedOct 29, 2026

October 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionBOONE KY
Recording DateOct 30, 2024
Property Address2109 CORMAC LN, UNION, KY 41091-8814
Document Number0D1230/614
Book / PageD1230 / 614
Map ReferenceCAB 6 PG 467
Instrument DateOct 3, 2024
Instrument1077017
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 24, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$639.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2109 CORMAC LN, UNION, KY 41091-8814

Mortgage

Document Number0001077018
DateOct 30, 2024
Instrument1077018
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Cormac Ln was $6,662.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,662.00$638,600 Land $73,000 Building $565,600
2024$638,600 Land $73,000 Building $565,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Cormac Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Cormac Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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