2109 COOK RD AUGUSTA GA 309044917, AUGUSTA, GA 30904-4917
Mortgage
Document Number
17340191
Date
Jul 15, 2020
Book Page
001734/000191
Lender
Name
JOSHUA L HOBBE
Address
3427 LEWIS RD, AUGUSTA, GA 30909-9514
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
60 Months
Due
Jul 14, 2025
September 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
RICHMOND GA
Recording Date
Sep 30, 2019
Property Address
2109 COOK RD, AUGUSTA, GA 30904-4917
Document Number
0016961748
Book / Page
001696 / 001748
Instrument Date
Sep 13, 2019
Transaction Type
Transfer
Record Updated
Oct 18, 2019
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$8.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2109 COOK RD AUGUSTA GA 309044917, AUGUSTA, GA 30904-4917
December 2017: Warranty Deed, Construction Loan
Document Type
Warranty Deed
Jurisdiction
RICHMOND GA
Recording Date
Dec 11, 2017
Property Address
2109 COOK RD, AUGUSTA, GA 30904-4917
Document Number
0016080499
Book / Page
001608 / 000499
Instrument Date
Dec 5, 2017
Transaction Type
Construction Loan
Record Updated
Jan 11, 2019
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$8.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
217 HOLT ST THOMSON GA 308241646, THOMSON, GA 30824-1646
Mortgage
Document Number
16080501
Date
Dec 11, 2017
Book Page
001608/000501
Lender
Name
BARBARA THOMSON
Address
1359 WIRE RD, THOMSON, GA 30824-7905
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Dec 10, 2018
December 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
RICHMOND GA
Recording Date
Dec 11, 2017
Property Address
2109 COOK RD, AUGUSTA, GA 30904-4917
Document Number
0016080497
Book / Page
001608 / 000497
Instrument Date
Jun 9, 2017
Transaction Type
Transfer
Record Updated
Jan 3, 2018
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Tax Assessment & Valuation
The 2026 property tax bill for 2109 Cook Rd was $1,973, up 127.8% from the year before.
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
Property Jurisdictions
Type
Name
State
Georgia
County / Consolidated City
Augusta-Richmond County Consolidated Government
Unified School District
Richmond County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,973.00 (+127.83%)
2025
$866.00
$16,674Land $5,600Building $11,074
$41,684Land $14,000Building $27,684
2023
$670.00 (-24.72%)
$12,800 (-14.05%)Land $5,600Building $7,200
$32,001 (-14.05%)Land $14,000Building $18,001
2022
$890.00
$14,893Land $5,600Building $9,293
$37,232Land $14,000Building $23,232
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 2109 Cook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
2 (1998–2012)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Aug 2012 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2109 Cook Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025