2109 Clay Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 2109 Clay Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	65.9 acres (2,873,566 sqft)
Owner	Company Name on File
Last Sale	$507,500 (Mar 2020)
Tax Bill	$980 (2026)
Deeds & Mortgages	Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1329691`

Property Details

APN / Parcel Number

Primary APN	`1329691`
Alternative APN	`2884`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Foundation Type	Slab (Mat/Raft)
Lot Area	2,873,566 sqft (65.9 acres)
Lean-To	600 sqft

Location & Zoning

Account Number	1329691
Street Address	2109 CLAY RD
City	SHELBY
State	NC
Zip	28152-8175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	65.968 AC OFF RD 1218
Legal Subdivision	SHADY SIDE
Legal Block	1
Legal Lot Number	21U
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2026
Census Tract	951503

Owner

2109 Clay Rd is owned by a company that bought it in March 2020.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 475, BOILING SPRINGS, NC 28017-0475
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on File
Deed Sale	Mar 26, 2020 · Amount on File
Deed Document Number	202037606
Deed Book / Page	1810 / 38
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 26, 2020
Property Address	2109 CLAY RD, SHELBY, NC 28152-8175
Document Number	0018100038
Book / Page	001810 / 000038
Instrument Date	Mar 18, 2020
Instrument	37606
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,015.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 475 BOILING SPRINGS NC 280170475, BOILING SPRINGS, NC 28017-0475

Tax Assessment & Valuation

The 2026 property tax bill for 2109 Clay Rd was $980, down 0.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$980.00 (-0.41%)	$271,724 (-) Land $199,438 Building $72,286	$271,724 (-) Land $199,438 Building $72,286
2025	$984.00	$271,724 Land $199,438 Building $72,286	$271,724 Land $199,438 Building $72,286
2023		$113,453 Land $113,453	$113,453 Land $113,453

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2109 Clay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Clay Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clay Rd

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