2109 Centurion Dr, Fenton, MO 63026 Property Records

St. Louis County property record for 2109 Centurion Dr, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,344 sqft · built 1964
Lot Size	0.215 acres (9,360 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2020)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27P-42-0853`

Property Details

APN / Parcel Number

Primary APN	`27P-42-0853`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	76 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	864 sqft
Game Room	Game Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,360 sqft (0.215 acres)
Lot Dimensions	104 ft deep x 105 ft wide
Terrain	Above Road/Slope
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2109 CENTURION DR
City	FENTON
State	MO
Zip	63026-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ST BERNARD HILLS PLAT 3 LOT 145
Legal Subdivision	ST BERNARD HILLS PLAT 3
Legal Lot Number	145
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	2
Census Block	2048
Census Tract	221426

Owner

2109 Centurion Dr is owned and occupied by an individual who bought it in September 2020.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	2109 CENTURION DR, FENTON, MO 63026-2121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Personal Representative Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 23, 2020	Warranty Deed, Transfer DAS ACQUISITION
Jan 18, 2018	Warranty Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Jan 18, 2018 · Amount on File
Deed Document Number	2020387
Deed Book / Page	24340 / 1884
Record Updated	Oct 29, 2026

October 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 6, 2026
Property Address	2109 CENTURION DR, FENTON, MO 63026-2121
Document Number	0000000534
Instrument Date	Oct 2, 2026
Instrument	2026106534
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 CENTURION DR, FENTON, MO 63026-2121

Mortgage

Document Number	0000000535,
Date	Oct 6, 2026
Instrument	2026106535

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2109 CENTURION DR, FENTON, MO 63026-2121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE SOUTH COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 FOREST HILLS DR, EUREKA, MO 63025-2135

Mortgage

Document Number	0241042268
Date	Jun 24, 2020
Book Page	24104/2268
Instrument	2020062400432

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 23, 2020
Property Address	2109 CENTURION DR, FENTON, MO 63026-2121
Document Number	0243400009
Book / Page	024340 / 000009
Instrument Date	Sep 14, 2020
Instrument	387
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 CENTURION DR FENTON MO 630262121, FENTON, MO 63026-2121

Mortgage

Document Number	243401887
Date	Sep 23, 2020
Book Page	024340/001887
Instrument	388

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 18, 2018
Property Address	2109 CENTURION DR, FENTON, MO 63026-2121
Document Number	0228622377
Book / Page	022862 / 002377
Instrument Date	Jan 12, 2018
Instrument	451
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2109 CENTURION DR FENTON MO 630262121, FENTON, MO 63026-2121

Mortgage

Document Number	228622380
Date	Jan 18, 2018
Book Page	022862/002380
Instrument	452

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Centurion Dr was $3,426, up 8.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,910 (-) Land $21,320 Building $25,590	$246,900 (-) Land $112,200 Building $134,700
2025	$3,426.00 (+8.59%)	$46,910 Land $21,320 Building $25,590	$246,900 Land $112,200 Building $134,700
2024	$3,155.00 (+0.1%)
2023	$3,152.00 (+6.67%)	$42,220 (+13.43%) Land $16,740 Building $25,480	$222,200 Land $88,100 Building $134,100
2022	$2,955.00	$37,220 Land $14,880 Building $22,340
2021			$195,900 Land $78,300 Building $117,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2109 Centurion Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Centurion Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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