2109 Central Ave, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 2109 Central Ave, Ship Bottom, NJ 08008

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 841 sqft · built 1940
Lot Size	0.074 acres (3,202 sqft)
Owner	Company Name on File
Last Sale	$765,000 (Dec 2025)
Tax Bill	$4,363 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Dec 2025 Sale
Flood Zone	Zone AE (high risk)
APN	`29-00040-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`29-00040-0000-00003`
Alternative APN	`290004000003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	841 sqft Living Area
1st Floor Area	841 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,202 sqft (0.074 acres)
Lot Dimensions	80 ft deep x 40 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2109 CENTRAL AVE
City	SHIP BOTTOM
State	NJ
Zip	08008-4350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	40X80
Legal Subdivision	CENTRAL BEACH ARLINGTON
Legal Block	40
Legal Lot Number	3
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	1
Census Block	1011
Census Tract	739000

Owner

2109 Central Ave is owned by a company that bought it in December 2025.

Source: Ocean County and Ship Bottom Borough records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	342 W 9TH ST, SHIP BOTTOM, NJ 08008-4615
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Construction Mortgage UNITY BANK
Dec 31, 2025	Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Jun 23, 2025 · Amount on File
Deed Document Number	2025104896
Deed Book / Page	20243 / 1132
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Aug 12, 2026
Property Address	2109 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4350
Document Number	0000065129
Book / Page	20466 / 1898
Instrument Date	Jul 30, 2026
Instrument	202665129
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	342 W 9TH ST, SHIP BOTTOM, NJ 08008-4615

Mortgage

Document Number	0000065129,
Date	Aug 12, 2026
Book Page	20466/1898
Instrument	202665129

Lender

Name	UNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 30, 2027

Interest

Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 31, 2025
Property Address	2109 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4350
Document Number	0202431132
Book / Page	20243 / 1132
Instrument Date	Dec 30, 2025
Instrument	2025104896
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$6,934.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 TROTTERS LN, MAHWAH, NJ 07430-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 W 9TH ST, SHIP BOTTOM, NJ 08008-4615

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Central Ave was $4,363, up 3% from the year before.

Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,800 (-0.23%) Land $266,800 Building $84,000	$350,800 (-0.23%) Land $266,800 Building $84,000
2025	$4,363.00 (+3%)	$351,600 Land $266,800 Building $84,800	$351,600 Land $266,800 Building $84,800
2024	$4,236.00
2023		$351,600 Land $266,800 Building $84,800	$351,600 Land $266,800 Building $84,800
2022	$3,723.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2109 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 306 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	337 units insured incl. 31 condo units
Nearby Flood Claims	708 (1979–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 435 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 152 claims Coastal Storms & Flooding, Mar 1984 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2109 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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