2109 Caroline St, Anna, TX 75409 Property Records

Collin County property record for 2109 Caroline St, Anna, TX 75409

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,758 sqft · built 2020
Lot Size	0.165 acres (7,201 sqft)
Owner	2 Individual Names on File
Last Sale	$336,000 (Jul 2020)
Tax Bill	$6,838 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-11712-00F-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-11712-00F-0040-1`
Alternative APNs	`000002789484` `2789484`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,758 sqft Living Area
Gross Area	3,371 sqft
1st Floor Area	2,758 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Lot Area	7,201 sqft (0.165 acres)
Garage Type	Attached
Garage Area	514 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2109 CAROLINE ST
City	ANNA
State	TX
Zip	75409-0450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANNA CROSSING PHASE 2, BLK F, LOT 4
Legal Subdivision	ANNA CROSSING PHASE 2 (CAN)
Legal Block	F
Legal Lot Number	4
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	2
Census Block	2032
Census Tract	30207

Owner

2109 Caroline St is owned and occupied by two individuals who bought it in July 2020.

Source: Collin County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2109 CAROLINE ST, ANNA, TX 75409-0450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
May 20, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2020	Grant Deed, Subdivision Related Transfer HOMEBRIDGE FIN'L SVCS INC
Feb 20, 2020	Grant Deed, Construction Loan · Construction Mortgage BENCHMARK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Prior Sale	Feb 20, 2020 · Amount on File
Deed Document Number	20201192540
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Aug 12, 2026
Property Address	2109 CAROLINE ST, ANNA, TX 75409-0450
Document Number	0000109115
Instrument Date	Aug 4, 2026
Instrument	2026109115
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109115,
Date	Aug 12, 2026
Instrument	2026109115

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2051

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2109 CAROLINE ST, ANNA, TX 75409-0450
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001025820
Date	May 20, 2021
Instrument	20210520001025820

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Sep 1, 2050

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 28, 2020
Property Address	2109 CAROLINE ST, ANNA, TX 75409-0450
Document Number	0001192540
Instrument Date	Jul 28, 2020
Instrument	1192540
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2109 CAROLINE ST PECAN GAP TX 75469, PECAN GAP, TX 75469

Mortgage

Document Number	1192550
Date	Jul 28, 2020
Instrument	1192550

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 20, 2020
Property Address	2109 CAROLINE ST, ANNA, TX 75409-0450
Document Number	0000241980
Instrument Date	Feb 18, 2020
Instrument	241980
Transaction Type	Construction Loan
Record Updated	Mar 11, 2020
Title Company	BENCHMARK TITLE LLC (TH)

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8214 WESTCHESTER DR #710 DALLAS TX 752256133, 710, DALLAS, TX 75225-6133

Mortgage

Document Number	241990
Date	Feb 20, 2020
Instrument	241990

Lender

Name	BENCHMARK BK
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 19, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Caroline St was $6,838 with exemptions applied, down 13.3% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Anna City
County	Collin County
Unified School District	Anna Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,838.00 (-13.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$448,571 Land $104,500 Building $344,071	$448,571 Land $104,500 Building $344,071
2024	$7,887.00
2023		$548,813 Land $121,000 Building $427,813	$548,813 Land $121,000 Building $427,813
2022	$10,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Caroline St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Caroline St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNA serves 23,960 people · EPA ID TX0430027
Water Source	Purchased surface water from GREATER TEXOMA UTILITY AUTHORITY
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940

May also be available: Rise Broadband, Verizon.

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