2109 Braidwood Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 2109 Braidwood Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,419 sqft · built 1976
Lot Size	22.1 acres (962,676 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Sep 2023)
Tax Bill	$6,114 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-009-3004-000`

Property Details

APN / Parcel Number

Primary APN	`74-29-009-3004-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,419 sqft Living Area
1st Floor Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	962,676 sqft (22.1 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2109 BRAIDWOOD RD
City	RILEY
State	MI
Zip	48041-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG N 0D 31M 20S W 795', S 89D 28M 40S W 268.06' & N 0D 31M 20S W 132' FROM SE SEC COR, TH N 89D 46M 52S W 1073.25', TH N 0D
Legal Range	14E
Legal Township	06N
Legal Section	09
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1032
Census Tract	658500

Owner

2109 Braidwood Rd is owned and occupied by two individuals who bought it in September 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2109 BRAIDWOOD RD, RILEY, MI 48041-1903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHOICEONE BANK A MICHIGAN STATE CHARTERE
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Deed Document Number	202317277
Deed Book / Page	5658 / 388
Prior Transfer Date	Jun 20, 2018
Prior Transfer Doc	0004973481
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2109 BRAIDWOOD RD, RILEY, MI 48041-1903
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 BRAIDWOOD RD, RILEY, MI 48041-1903

Mortgage

Document Number	0005909361
Date	Mar 27, 2026
Book Page	5909/361
Instrument	2026005566

Lender

Name	CHOICEONE BANK A MICHIGAN STATE CHARTERE
Address	109 E DIVISION ST, SPARTA, MI 49345

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 28, 2023
Property Address	2109 BRAIDWOOD RD, RILEY, MI 48041-1903
Document Number	0005658388
Book / Page	5658 / 388
Instrument Date	Sep 19, 2023
Instrument	2023017277
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 SHADY LN, JACKSON, MI 49201-9643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 BRAIDWOOD RD, RILEY, MI 48041-1903

Mortgage

Document Number	0005657830
Date	Sep 27, 2023
Book Page	5657/830
Instrument	2023017146

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 1, 2018
Property Address	2109 BRAIDWOOD RD, RILEY, MI 48041-1903
Document Number	0049730481
Book / Page	004973 / 000481
Instrument Date	Jun 20, 2018
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 BRAIDWOOD RD RILEY MI 480411903, RILEY, MI 48041-1903

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Braidwood Rd was $6,114 with a homeowner's exemption, up 7.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,400 (+4.15%)	$466,800
2025	$6,114.00 (+7.45%) Homeowner's exemption	$224,100
2024	$5,690.00		$448,200
2023		$192,400
2022	$2,702.00		$384,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2109 Braidwood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Braidwood Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Verizon.

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