2109 Beartrap Pl, Escondido, CA 92027 Property Records

San Diego County property record for 2109 Beartrap Pl, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1982
Lot Size	0.24 acres (10,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Sep 2026)
Tax Bill	$9,106 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`231-690-14-00`

Property Details

APN / Parcel Number

Primary APN	`231-690-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	10,439 sqft (0.24 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2109 BEARTRAP PL
City	ESCONDIDO
State	CA
Zip	92027-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 14 TR 009104
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	009104
Legal Block	1
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	20712

Owner

Source: San Diego County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2109 BEARTRAP PL, ESCONDIDO, CA 92027-4123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 16, 2024	Grant Deed, Transfer · Conventional Mortgage RESCOM FINANCIAL SERVICES INC
Jul 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 12, 2017	Grant Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Jan 16, 2024 · Amount on Record
Deed Document Number	2026282682
Prior Transfer Date	Jul 22, 2022
Prior Transfer Doc	0000304444
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2026
Property Address	2109 BEARTRAP PL, ESCONDIDO, CA 92027-4123
Document Number	0000282682
Instrument Date	Aug 28, 2026
Instrument	2026282682
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2109 BEARTRAP PL, ESCONDIDO, CA 92027-4123

Mortgage

Document Number	0000282683,
Date	Sep 29, 2026
Instrument	2026282683

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 16, 2024
Property Address	2109 BEARTRAP PL, ESCONDIDO, CA 92027-4123
Document Number	0000012262
Map Reference	MAP 9104
Instrument Date	Jan 9, 2024
Instrument	2024-0012262
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2109 BEARTRAP PL, ESCONDIDO, CA 92027-4123

Mortgage

Document Number	0000012263
Date	Jan 16, 2024
Instrument	2024-0012263

Lender

Name	RESCOM FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2022
Property Address	2109 BEARTRAP PL, ESCONDIDO, CA 92027-4123
Document Number	0000304444
Map Reference	MAP 9104
Instrument Date	Jul 22, 2022
Instrument	2022-0304444
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2109 BEARTRAP PL, ESCONDIDO, CA 92027-4123

Mortgage

Document Number	0000304445
Date	Jul 25, 2022
Instrument	2022-0304445

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2109 BEARTRAP PL, ESCONDIDO, CA 92027-4123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 BEATRAP PL, ESCONDIDO, CA 92027-4123

Mortgage

Document Number	0000500754
Date	Aug 31, 2020
Instrument	2020-0500754

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2017
Property Address	2109 BEARTRAP PL, ESCONDIDO, CA 92027-4123
Document Number	0000314395
Map Reference	MAP9104
Instrument Date	Jun 20, 2017
Instrument	2017-0314395
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2109 BEARTRAP PL, ESCONDIDO, CA 92027-4123

Mortgage

Document Number	0000314396
Date	Jul 12, 2017
Instrument	2017-0314396

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,510 (+2%) Land $515,246 Building $296,264
2025	$9,106.00 (+73.84%)	$795,599 (+73.62%) Land $505,144 Building $290,455
2023	$5,238.00 (+1.08%)	$458,232 Land $290,942 Building $167,290
2022	$5,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Kwikbit.

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