2109 Amargo Way, Naples, FL 34119 Property Records

Collier County property record for 2109 Amargo Way, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,681 sqft · built 2003
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$1,085,000 (Jul 2025)
Tax Bill	$7,499 (2025)
Deeds & Mortgages	May 2022 Transfer Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`621510 2903B28`

Property Details

APN / Parcel Number

Primary APN	`621510 2903B28`
Alternative APN	`72650007407`

Interior

Stories	1 Story
Building Area	2,681 sqft Living Area
1st Floor Area	2,681 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Deck Area	195 sqft

Location & Zoning

Street Address	2109 AMARGO WAY
City	NAPLES
State	FL
Zip	34119-3369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SATURNIA LAKES PLAT TWO LOT 290
Legal Range	26
Legal Township	48
Legal Section	28
Legal Subdivision	SATURNIA LAKES PLAT 2
Legal Tract	621510
Legal Block	3
Legal Lot Number	290
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3005
Census Tract	10435

Owner

2109 Amargo Way is owned by two individuals who bought it in July 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	133 MEADOW HILL DR, YORK, PA 17402-8671
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
May 7, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Prior Sale	May 8, 2025 · Amount on File
Deed Document Number	20256705117
Deed Book / Page	6487 / 3983
Prior Transfer Date	Apr 25, 2022
Prior Transfer Doc	0061262496
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	May 13, 2022
Property Address	2109 AMARGO WAY, NAPLES, FL 34119-3369
Document Number	0061262496
Book / Page	6126 / 2496
Map Reference	MB 38 PG 45
Instrument Date	Apr 25, 2022
Instrument	6252043
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2109 AMARGO WAY, 2109, NAPLES, FL 34119-3369

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2109 AMARGO WAY, NAPLES, FL 34119-3369

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 21, 2021
Property Address	2109 AMARGO WAY, NAPLES, FL 34119-3369
Document Number	0060301259
Book / Page	6030 / 1259
Map Reference	MB 38 PG 45
Instrument Date	Oct 19, 2021
Instrument	6147192
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9333 TULIPANO TER, 9333, NAPLES, FL 34119-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6959 GREENTREE DR, NAPLES, FL 34108-8528

Mortgage

Document Number	60301262
Date	Oct 21, 2021
Instrument	6030/1262

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2109 AMARGO WAY, NAPLES, FL 34119-3369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057513621
Date	Apr 15, 2020
Book Page	5751/3621
Instrument	5855617

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 7, 2018
Property Address	2109 AMARGO WAY, NAPLES, FL 34119-3369
Document Number	0055062985
Book / Page	005506 / 002985
Instrument Date	May 4, 2018
Instrument	5552178
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 AMARGO WAY NAPLES FL 341193369, NAPLES, FL 34119-3369

Mortgage

Document Number	55062987
Date	May 7, 2018
Book Page	005506/002987
Instrument	5552179

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Amargo Way was $7,499, down 1.6% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$705,982 (-3.19%) Land $284,674 Building $421,308	$705,982 (-3.19%) Land $284,674 Building $421,308
2025	$7,499.00 (-1.63%)	$729,228 Land $380,066 Building $349,162	$729,228 Land $380,066 Building $349,162
2024	$7,623.00 (-0.12%)
2023	$7,632.00 (-2.6%) Homeowner's exemption	$755,588 (+3%)	$831,490 (+13.35%) Land $382,302 Building $449,188
2022	$7,836.00 Homeowner's exemption	$733,581 Land $256,133 Building $477,448	$733,581 Land $256,133 Building $477,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Amargo Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Amargo Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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