2109 46th St, Lubbock, TX 79412 Property Records

Lubbock County property record for 2109 46th St, Lubbock, TX 79412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1954
Lot Size	0.182 acres (7,950 sqft)
Owner	Individual Name on File
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2022 Foreclosure + 1 more
Flood Zone	Zone AE (high risk)
APN	`R120793`

Property Details

APN / Parcel Number

Primary APN	`R120793`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,176 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Exterior Material	Asbestos
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,950 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2109 46TH ST
City	LUBBOCK
State	TX
Zip	79412-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	WHITNEY BLK 1 L 5
Legal Subdivision	WHITNEY
Legal Block	1
Legal Lot Number	5
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2006
Census Tract	2301

Owner

Source: Lubbock County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2109 46TH ST, LUBBOCK, TX 79412-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage GURSS PROPERTIES INC
Jul 26, 2022	Deed in Lieu of Foreclosure, Foreclosure
Mar 28, 2018	Warranty Deed, Transfer GURSS PROPERTIES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2023
Deed Sale	Jan 17, 2023
Prior Sale	Jul 26, 2022
Deed Document Number	2023001949
Record Updated	Jun 8, 2026

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jan 17, 2023
Property Address	2109 46TH ST, LUBBOCK, TX 79412-1521
Document Number	0000001949
Map Reference	VOL 408 PG 631
Instrument Date	Jan 13, 2023
Instrument	2023001949
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 46TH ST, LUBBOCK, TX 79412-1521

Mortgage

Document Number	0000001950
Date	Jan 17, 2023
Instrument	2023001950

Lender

Name	GURSS PROPERTIES INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

July 2022: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	LUBBOCK TX
Recording Date	Jul 26, 2022
Property Address	2109 46TH ST, LUBBOCK, TX 79412-1521
Document Number	0000035986
Map Reference	VOL 408 PG 631
Instrument Date	Jul 22, 2022
Instrument	2022035986
Transaction Type	Foreclosure
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6547 87TH ST, LUBBOCK, TX 79424-4797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 E SLATON RD # A, A, LUBBOCK, TX 79404-6006

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Mar 28, 2018
Property Address	2109 46TH ST, LUBBOCK, TX 79412-1521
Document Number	0000010885
Instrument Date	Mar 27, 2018
Instrument	10885
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	WEST TX TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 46TH ST LUBBOCK TX 794121521, LUBBOCK, TX 79412-1521

Mortgage

Document Number	10886
Date	Mar 28, 2018
Instrument	10886

Lender

Name	GURSS PROPERTIES INC
Address	1120 E SLATON RD # A, LUBBOCK, TX 79404-6006

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00 (-5.3%)	$118,120 (+13.63%) Land $20,000 Building $98,120	$118,120 (+13.63%) Land $20,000 Building $98,120
2024	$2,207.00 (+14.23%)
2023	$1,932.00 (+10.4%)	$103,947 Land $3,300 Building $100,647	$103,947 Land $3,300 Building $100,647
2022	$1,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Communications Cable	940 / 35
JAB Wireless Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet Holdings.

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