2109 3rd Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 2109 3rd Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 1938
Lot Size	0.196 acres (8,526 sqft)
Owner	Individual Name on File
Last Sale	$768,500 (Jul 2001)
Tax Bill	$9,387 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`47-00126-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`47-00126-0000-00002`
Alternative APN	`470012600002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,058 sqft Living Area
1st Floor Area	1,554 sqft
Basement Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	8,526 sqft (0.196 acres)
Lot Dimensions	147 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	2109 3RD AVE
City	SPRING LAKE
State	NJ
Zip	07762-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	BOROUGH/SPG LAKE
Legal Block	126
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1005
Census Tract	809100

Owner

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2109 3RD AVE, SPRING LAKE, NJ 07762-1663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 3, 2001 · Amount on Record
Deed Sale	Jul 3, 2001 · Amount on Record
Deed Book / Page	8032 / 7901
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2109 3RD AVE, SPRING LAKE, NJ 07762-1663
Document Number	0000072253
Book / Page	009238 / 002842
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 3RD AVE SPRING LAKE NJ 077621663, SPRING LAKE, NJ 07762-1663

Mortgage

Document Number	0000072253
Date	Jul 27, 2017
Book Page	009238/002842
Instrument	72253

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,172,500 (+5.77%) Land $1,763,800 Building $408,700	$2,172,500 (+5.77%) Land $1,763,800 Building $408,700
2025	$9,387.00 (+1.94%) Veteran's exemption	$2,054,000 (+16.02%) Land $1,662,400 Building $391,600	$2,054,000 (+16.02%) Land $1,662,400 Building $391,600
2024	$9,208.00 (+11.32%)
2023		$1,770,400 Land $1,414,500 Building $355,900	$1,770,400 Land $1,414,500 Building $355,900
2022	$8,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2010–2018)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20