2109 3rd Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 2109 3rd Ave E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 2019
Lot Size0.216 acres (9,440 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Aug 2019)
Tax Bill$2,045 (2024)
Deeds & MortgagesNov 2022 Line of Credit
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25390.0005-9

Property Details

APN / Parcel Number

Primary APN25390.0005-9
Alternative APN
  • 3417122539000059

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area1,664 sqft
1st Floor Area1,232 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,440 sqft (0.216 acres)
Lot Dimensions133 ft deep x 213 ft wide
TerrainLow
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3417122539000059
Street Address2109 3RD AVE E
CityPALMETTO
StateFL
Zip34221-3319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-6
Legal DescriptionLOT 4, BLOCK 15 HOUGHTONS ADD PI#25390.0005/9
Legal Range17E
Legal Township34S
Legal Section12
Legal SubdivisionHOUGHTONS ADDITION TO NEW MEMPHIS
Legal Tract2529300
Legal Block15
Legal Lot Number4
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group1
Census Block1022
Census Tract1501

Owner

Source: Manatee County assessment roll, APN 25390.0005-9, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2109 3RD AVE E, PALMETTO, FL 34221-3319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Aug 27, 2019Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Feb 25, 2019Warranty Deed, Transfer
GREATLEAF TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2019 · Amount on Record
Deed SaleAug 27, 2019 · Amount on Record
Prior SaleFeb 25, 2019 · Amount on Record
Deed Document Number201941084740
Deed Book / Page2798 / 7366
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address2109 3RD AVE E, PALMETTO, FL 34221-3319
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 3RD AVE E, PALMETTO, FL 34221-3319

Mortgage

Document Number0041135687
DateNov 14, 2022
Instrument202241135687
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueNov 13, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address2109 3RD AVE E, PALMETTO, FL 34221-3319
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 3RD AVE E, PALMETTO, FL 34221-3319

Mortgage

Document Number0041065731
DateMay 18, 2021
Instrument202141065731
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSUNOL, CA 94586
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateAug 27, 2019
Property Address2109 3RD AVE E, PALMETTO, FL 34221-3319
Document Number0041084740
Book / Page2798 / 7366
Map ReferenceMB 1 PG 147
Instrument DateAug 23, 2019
Instrument201941084740
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyTRUSTED TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5111 28TH AVE E, 5111, PALMETTO, FL 34221-2162

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 3RD AVE E, PALMETTO, FL 34221-3319

Mortgage

Document Number0027987368
DateAug 27, 2019
Instrument2798-7368
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateFeb 25, 2019
Property Address2109 3RD AVE E, PALMETTO, FL 34221-3319
Document Number0027693044
Book / Page002769 / 003044
Instrument DateFeb 20, 2019
Instrument41016793
Transaction TypeTransfer
Record UpdatedMar 12, 2019
Title CompanyGREATLEAF TITLE LLC

Transaction

AmountAmount Recorded
Tax$420.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5111 28TH AVE E PALMETTO FL 342212162, PALMETTO, FL 34221-2162

Tax Assessment & Valuation

Source: Manatee County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$177,827 (+5.99%)$256,362 (-9.93%) Land $45,900 Building $210,462
2024$2,045.00 (+1.54%)
2023$2,014.00 (+3.34%) Homeowner's exemption$167,782 (+3%)$284,617 (+14.61%) Land $45,900 Building $238,717
2022$1,949.00 Homeowner's exemption$162,895$248,346 Land $45,000 Building $203,346

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), as of September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810015011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 365 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6411132, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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