2109 12th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 2109 12th Ave NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	3,548 sqft · built 2024
Lot Size	2.73 acres (118,919 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Oct 2022)
Tax Bill	$7,228 (2025)
Deeds & Mortgages	Oct 2024 Construction Loan Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330700 85 3C36`

Property Details

APN / Parcel Number

Primary APN	`330700 85 3C36`
Alternative APNs	`373962400000718008503` `330700 85 03C36` `37396240000`

Interior

Building Area	3,548 sqft Adjusted Area

Exterior

Year Built	Built 2024
Lot Area	118,919 sqft (2.73 acres)

Location & Zoning

Account Number	330700 85 03C36
Old Parcel Number	373962400000718008503
Street Address	2109 12TH AVE NE
City	NAPLES
State	FL
Zip	34120-5689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 16 W 180FT OF TR 85
Legal Range	27
Legal Township	48
Legal Section	36
Legal Subdivision	GOLDEN GATE EST UNIT 16
Legal Tract	85
Legal Block	85
Legal Unit	16
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1005
Census Tract	11214

Owner

Source: Collier County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2109 12TH AVE NE, NAPLES, FL 34120-5689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2024	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Jan 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 25, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	Nov 2, 2010 · Amount on Record
Deed Document Number	6321932
Deed Book / Page	6184 / 2913
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2109 12TH AVE NE, NAPLES, FL 34120-5689
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064042887
Date	Oct 14, 2024
Book Page	6404/2887
Instrument	6600488

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2109 12TH AVE NE, NAPLES, FL 34120-5689
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7807 W 34TH CT, HIALEAH, FL 33018-5009

Mortgage

Document Number	0062072923
Date	Jan 19, 2023
Book Page	6207/2923
Instrument	6352627

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	1-Year T-Bill
Max Rate	10.5%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 25, 2022
Property Address	2109 12TH AVE NE, NAPLES, FL 34120-5689
Document Number	0061842913
Book / Page	6184 / 2913
Map Reference	MB 7 PG 3&4
Instrument Date	Oct 13, 2022
Instrument	6321932
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19111 COLLINS AVE APT 801, 801, SUNNY ISLES BEACH, FL 33160-2379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16958 SW 16TH ST, PEMBROKE PINES, FL 33027-1413

Mortgage

Document Number	0061842916
Date	Oct 25, 2022
Instrument	6184/2916

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,228.00 (+254.31%) Homeowner's exemption	$610,218 (+275.67%)	$840,308 (+417.32%) Land $174,720 Building $665,588
2023	$2,040.00 (+130.77%)	$162,435 (+355.04%) Land $162,435	$162,435 (+26.6%) Land $162,435
2022	$884.00	$35,697	$128,310 Land $128,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 160 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	160 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline.

Cell Coverage

4G LTE only, no 5G reported

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