21086 Bear Creek Rd, Bend, OR 97701 Property Records

Deschutes County property record for 21086 Bear Creek Rd, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,139 sqft · built 1962
Lot Size	2.37 acres (103,237 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Dec 2019)
Tax Bill	$4,716 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Apr 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171234-DC-01400`

Property Details

APN / Parcel Number

Primary APN	`171234-DC-01400`
Alternative APNs	`R1001171234DC01400` `118985`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	2,463 sqft
1st Floor Area	1,608 sqft
Basement Area	855 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	103,237 sqft (2.37 acres)
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft

Exterior Amenities

Deck Area	150 sqft
Shed	1 Shed
Shed Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	118985
Street Address	21086 BEAR CREEK RD
City	BEND
State	OR
Zip	97701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	DON CARLOS ACRES LOT PT 14
Legal Range	12
Legal Township	17
Legal Section	34
Legal Subdivision	DON CARLOS ACRES
Legal Lot Number	14
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3016
Census Tract	1903

Owner

Source: Deschutes County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3425 BOONE RD SE, SALEM, OR 97317-9336
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Apr 24, 2026	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Dec 20, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Dec 27, 2005
Deed Document Number	201950241
Prior Transfer Date	Aug 21, 2007
Prior Transfer Doc	0000049104
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Jun 1, 2026
Property Address	21086 BEAR CREEK RD, BEND, OR 97701
Document Number	0000016297
Instrument Date	Apr 23, 2026
Instrument	202616297
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3425 BOONE RD SE, SALEM, OR 97317-9336

Mortgage

Document Number	0000016297,
Date	Jun 1, 2026
Instrument	202616297

Lender

Name	BANNER BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 1, 2029

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Apr 24, 2026
Property Address	21086 BEAR CREEK RD, BEND, OR 97701
Document Number	0000012291
Instrument Date	Apr 23, 2026
Instrument	202612291
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3425 BOONE RD SE, SALEM, OR 97317-9336

Mortgage

Document Number	0000012291,
Date	Apr 24, 2026
Instrument	202612291

Lender

Name	BANNER BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 1, 2029

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 20, 2019
Property Address	21086 BEAR CREEK RD, BEND, OR 97701-6253
Document Number	0000050241
Instrument Date	Dec 17, 2019
Instrument	50241
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3425 BOONE RD SE SALEM OR 973179336, SALEM, OR 97317-9336

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,716.00 (-2.92%)	$279,112 (-3.8%)	$2,028,880 (-6.47%) Land $1,466,800 Building $562,080
2024	$4,858.00 (+7.88%)	$290,150 (+3%)	$2,169,340 (+24.72%) Land $1,607,260 Building $562,080
2023	$4,503.00	$281,700	$1,739,370 Land $1,289,710 Building $449,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Webformix.

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