21085 Carthagena Ct, Ashburn, VA 20147 Property Records

Loudoun County property record for 21085 Carthagena Ct, Ashburn, VA 20147

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,165 sqft · built 1999
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$1,036,100 (Nov 2025)
Tax Bill$8,145 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
Dec 2022 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN086-27-4602-000

Property Details

APN / Parcel Number

Primary APN086-27-4602-000
Alternative APN
  • 62 F25 12

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area4,165 sqft Living Area
1st Floor Area1,167 sqft
Basement Area989 sqft
Finished Basement989 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area490 sqft
Deck AreaDeck Area
Patio Area1,156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address21085 CARTHAGENA CT
CityASHBURN
StateVA
Zip20147-4933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionASHBURN VILLAGE S.65 L.12 200705010033447
Legal SubdivisionASHBURN VILLAGE
Legal Block3
Legal Lot Number12
JurisdictionLOUDOUN VA
Township / Civil DivisionBROAD RUN
Census Block Group3
Census Block3003
Census Tract611006

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10888 MURRAY DOWNS CT, RESTON, VA 20194-1442
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed, Transfer · Conventional Mortgage
KIND LENDING LLC
Dec 28, 2022Intrafamily Transfer, Transfer · Stand-Alone Refinance
ROCKET MORTGAGE LLC
Dec 27, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 15, 2019Deed of Trust, Mortgage · Line of Credit
HOMESIDE FIN'L
Apr 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2025 · Amount on Record
Deed SaleNov 3, 2025 · Amount on Record
Prior SaleDec 28, 2022 · Amount on Record
Deed Document Number202553664
Prior Transfer DateDec 27, 2022
Prior Transfer Doc0000068115
Record UpdatedOct 29, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionLOUDOUN VA
Recording DateNov 3, 2025
Property Address21085 CARTHAGENA CT, ASHBURN, VA 20147-4933
Document Number0000053664
Map ReferenceMB 1583 PG 1868
Instrument DateOct 31, 2025
Instrument20251103-0053664
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,036.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10888 MURRAY DOWNS CT, RESTON, VA 20194-1442

Mortgage

Document Number0000053665
DateNov 3, 2025
Instrument20251103-0053665
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.5%
IndexSOFR Average 30-Day
Max Rate10.5%

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDOUN VA
Recording DateDec 28, 2022
Property Address21085 CARTHAGENA CT, ASHBURN, VA 20147-4933
Document Number0000068115
Instrument DateDec 22, 2022
Instrument202212280068115
Transaction TypeTransfer
Record UpdatedFeb 1, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21085 CARTHAGENA CT, ASHBURN, VA 20147-4933

Mortgage

Document Number0000068116
DateDec 28, 2022
Instrument202212280068116
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDOUN VA
Recording DateDec 27, 2022
Property Address21085 CARTHAGENA CT, ASHBURN, VA 20147-4933
Document Number0000067630
Instrument DateDec 21, 2022
Instrument202212270067630
Transaction TypeTransfer
Record UpdatedFeb 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21085 CARTHAGENA CT, ASHBURN, VA 20147-4933

Mortgage

Document Number0000067631
DateDec 27, 2022
Instrument202212270067631
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address21085 CARTHAGENA CT, ASHBURN, VA 20147-4933
Document Number20190419019438
Instrument DateApr 15, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21085 CARTHAGENA CT ASHBURN VA 201474933, ASHBURN, VA 20147-4933

Mortgage

Document Number20190419019438
DateApr 19, 2019
Instrument19438
Lender
NameHOMESIDE FIN'L
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 18, 2039
Interest
Rate TypeAdjustable Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address21085 CARTHAGENA CT, ASHBURN, VA 20147-4933
Document Number20190419019437
Instrument DateApr 15, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21088 CARTHAGENA CT ASHBURN VA 201474933, ASHBURN, VA 20147-4933

Mortgage

Document Number20190419019437
DateApr 19, 2019
Instrument19437
Lender
NameHOMESIDE FIN'L
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 18, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,145.00 (+5.14%)$1,011,810 (+5.13%) Land $325,000 Building $686,810$1,011,810 (+5.13%) Land $325,000 Building $686,810
2025$7,747.00 (+3.85%)$962,430 (+12.88%) Land $300,000 Building $662,430$962,430 (+12.88%) Land $300,000 Building $662,430
2023$7,460.00$852,590 Land $295,000 Building $557,590$852,590 Land $295,000 Building $557,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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