21084 Cosenza Ct, Estero, FL 33928 Property Records

Lee County property record for 21084 Cosenza Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,131 sqft · built 2006
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2021)
Tax Bill	$5,241 (2025)
Deeds & Mortgages	Apr 2021 Sale Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E2-0800E.0230`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E2-0800E.0230`
Alternative APNs	`263246E20800E0230` `10513361`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,131 sqft Living Area
Gross Area	2,879 sqft
1st Floor Area	1,891 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	5,445 sqft (0.125 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	287 sqft
Patio Area	240 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513361
Street Address	21084 COSENZA CT
City	ESTERO
State	FL
Zip	33928-6407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT FIVE DESC IN INST#2005-82140 BLK E LOT 23
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E2
Legal Block	E
Legal Lot Number	23
Legal Unit	5
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5001
Census Tract	50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21084 COSENZA CT, ESTERO, FL 33928-6407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer HEIGHTS TITLE SERVICES LLC
Feb 27, 2019	Warranty Deed, Transfer · Conventional with PMI VAN DYK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	2021125343
Prior Transfer Date	Jan 16, 2013
Prior Transfer Doc	0000019358
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 20, 2021
Property Address	21084 COSENZA CT, ESTERO, FL 33928-6407
Document Number	0000125343
Map Reference	DOC 2005000082140
Instrument Date	Apr 8, 2021
Instrument	2021000125343
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20367 ARDORE LN, 20367, ESTERO, FL 33928-6324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21084 COSENZA CT, ESTERO, FL 33928-6407

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 27, 2019
Property Address	21084 COSENZA CT, ESTERO, FL 33928-6407
Document Number	0000044852
Instrument Date	Feb 13, 2019
Instrument	44852
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	COLLIER TITLE INSURANCE AGENCY/NAPLES, COLLIER TITLE INS AGCY/NAPLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21084 COSENZA CT ESTERO FL 339286407, ESTERO, FL 33928-6407

Mortgage

Document Number	44853
Date	Feb 27, 2019
Instrument	44853

Lender

Name	VAN DYK MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,418 (-4.8%) Land $70,374 Building $253,044	$323,418 (-5.87%) Land $70,374 Building $253,044
2025	$5,241.00 (+5.69%) Homeowner's exemption	$339,735 (+5.99%)	$343,591 (-7.61%) Land $78,933 Building $264,658
2023	$4,959.00 (-0.44%) Homeowner's exemption	$320,544 (+3%)	$371,903 (+19.5%) Land $64,296 Building $307,607
2022	$4,981.00	$311,208 Land $58,850 Building $252,358	$311,208 Land $58,850 Building $252,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

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