21082 Calle Matorral, Lake Forest, CA 92630 Property Records

Orange County property record for 21082 Calle Matorral, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,502 sqft · built 1976
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Jan 2026 Reverse Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`610-013-05`

Property Details

APN / Parcel Number

Primary APN	`610-013-05`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	7,000 sqft (0.161 acres)
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21082 CALLE MATORRAL
City	LAKE FOREST
State	CA
Zip	92630-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9193 BLK LOT 20
Legal Subdivision	TRACT NO 9193
Legal Tract	9193
Legal Lot Number	20
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3000
Census Tract	52422

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21082 CALLE MATORRAL, LAKE FOREST, CA 92630-2237
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2015
Deed Sale	Nov 16, 2015
Deed Document Number	2015589899
Prior Transfer Date	Oct 29, 2015
Prior Transfer Doc	0000592830
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21082 CALLE MATORRAL, LAKE FOREST, CA 92630-2237
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21082 CALLE MATORRAL, LAKE FOREST, CA 92630-2237

Mortgage

Document Number	0000011048
Date	Jan 15, 2026
Instrument	2026000011048

Lender

Name	SMARTFI HOME LOANS LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21082 CALLE MATORRAL, LAKE FOREST, CA 92630-2237
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21082 CALLE MATORRAL, LAKE FOREST, CA 92630-2237

Mortgage

Document Number	0000195435
Date	Aug 14, 2023
Instrument	2023000195435

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21082 CALLE MATORRAL, LAKE FOREST, CA 92630-2237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21082 CALLE MATORRAL, EL TORO, CA 92630-2237

Mortgage

Document Number	0000044008
Date	Jan 21, 2021
Instrument	2021000044008

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21082 CALLE MATORRAL, LAKE FOREST, CA 92630-2237
Document Number	0000458844
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21082 CALLE MATORRAL LAKE FOREST CA 926302237, LAKE FOREST, CA 92630-2237

Mortgage

Document Number	0000458844
Date	Nov 18, 2019
Instrument	458844

Lender

Name	POINT DIGITAL FIN INC
Address	PALO ALTO, CA 94302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$229,983 (+2%) Land $64,409 Building $165,574
2025	$2,281.00 (+4.44%) Homeowner's exemption	$225,474 (+4.04%) Land $63,146 Building $162,328
2023	$2,184.00 Homeowner's exemption	$216,719 Land $60,693 Building $156,026

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Calle Matorral

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures