21081 N Circle Cliffs Dr, Surprise, AZ 85387 Property Records

Maricopa County property record for 21081 N Circle Cliffs Dr, Surprise, AZ 85387

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,894 sqft · built 2005
Lot Size0.181 acres (7,917 sqft)
OwnerIndividual Name on Record
Last Sale$375,500 (Apr 2019)
Tax Bill$2,463 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2019 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN232-46-514

Property Details

APN / Parcel Number

Primary APN232-46-514

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,894 sqft Living Area
1st Floor Area1,894 sqft

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,917 sqft (0.181 acres)
Parking Spaces2 Parking Spaces
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address21081 N CIRCLE CLIFFS DR
CitySURPRISE
StateAZ
Zip85387-2774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionSUN CITY GRAND ESCALANTE MCR 685-33
Legal Range02W
Legal Township04N
Legal Section24
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionSUN CITY GRAND ESCALANTE
Legal Lot Number122
JurisdictionMARICOPA AZ
Township / Civil DivisionWICKENBURG
Census Block Group1
Census Block1013
Census Tract40524

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address21081 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 12, 2019Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 11, 2019Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 9, 2019Warranty Deed, Transfer · Conventional Mortgage
MMF FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2019 · Amount on Record
Deed SaleApr 11, 2019 · Amount on Record
Prior SaleJan 9, 2019 · Amount on Record
Deed Document Number20190254893
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address21081 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774
Transaction TypeMortgage
Record UpdatedSep 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address21081 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774

Mortgage

Document Number0000933850
DateAug 30, 2021
Instrument20210933850
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address21081 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000713939
DateSep 12, 2019
Instrument20190713939
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 20, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address21081 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address21081 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774

Mortgage

Document Number0000863330
DateSep 15, 2020
Instrument20200863330
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 11, 2019
Property Address21081 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774
Document Number0000254893
Map ReferenceDOC2004-0715001
Instrument DateApr 4, 2019
Instrument20190254893
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyTITLE ALLIANCE PROFESSIONALS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21081 N CIRCLE CLIFFS DR, 21081, SURPRISE, AZ 85387-2774

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address21081 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774

Mortgage

Document Number0000254894
DateApr 11, 2019
Instrument20190254894
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJan 9, 2019
Property Address21081 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774
Document Number0000016585
Instrument DateJan 8, 2019
Instrument16585
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyTITLE ALLIANCE PROFESSIONALS L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address21081 N CIRCLE CLIFFS DR SURPRISE AZ 853872774, SURPRISE, AZ 85387-2774

Mortgage

Document Number16586
DateJan 9, 2019
Instrument16586
Lender
NameMMF FAMILY TRUST (PT)
Address827 E BLUE RIDGE WAY, CHANDLER, AZ 85249-5364
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalitySurprise City
Unified School DistrictDysart Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$39,200 (-7%)$392,000 (-7%) Land $78,400 Building $313,600
2025$2,463.00 (+1.9%)
2024$42,150$421,500 Land $84,300 Building $337,200
2023$2,417.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPCOR - AGUA FRIA
private · serves 128,040 people · EPA ID AZ0407695
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Corrosion control
Jan 2022
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20

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