2108 Winstone Ct, Darlington, MD 21034 Property Records

Harford County property record for 2108 Winstone Ct, Darlington, MD 21034

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,984 sqft · built 2005
Lot Size	2.23 acres (97,139 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Jan 2013)
Tax Bill	$7,521 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-061903`

Property Details

APN / Parcel Number

Primary APN	`05-061903`
Alternative APN	`061903`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,984 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	97,139 sqft (2.23 acres)
Garage Type	Mixed
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	836 sqft
Porch	Slab
Porch Area	170 sqft
Deck Area	432 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	061903
Street Address	2108 WINSTONE CT
City	DARLINGTON
State	MD
Zip	21034-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 6 2.23 AC 2108 WINSTONE COURT WINSTONE S1 PT 119/49
Legal Subdivision	WINSTONE
Legal Lot Number	6
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	2
Census Block	2015
Census Tract	305300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2108 Winstone Ct is owned and occupied by two individuals who bought it in January 2013.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2108 WINSTONE CT, DARLINGTON, MD 21034-1412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2013 · Amount on File
Deed Sale	Jan 7, 2013 · Amount on File
Prior Sale	Mar 15, 2006 · Amount on File
Deed Book / Page	10051 / 423
Transfer Doc	0000000118
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	May 21, 2026
Property Address	2108 WINSTONE CT, DARLINGTON, MD 21034-1412
Document Number	1713000465
Book / Page	17131 / 465
Instrument Date	May 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 WINSTONE CT, DARLINGTON, MD 21034-1412
Investor	Possibly a Property Investor

Mortgage

Document Number	1713000465,
Date	May 21, 2026
Book Page	17131/465

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2108 WINSTONE CT, DARLINGTON, MD 21034-1412
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 WLNESTONE CT, DARLINGTON, MD 21034

Mortgage

Document Number	0157240241
Date	Nov 1, 2022
Book Page	15724/241

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2108 WINSTONE CT, DARLINGTON, MD 21034-1412
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	NOT AVAILABLE, KEY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151840298
Date	Nov 15, 2021
Book Page	15184/298

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2108 WINSTONE CT, DARLINGTON, MD 21034-1412
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 WINSTONE CT, DARLINGTON, MD 21034-1412

Mortgage

Document Number	0150620233
Date	Sep 30, 2021
Book Page	15062/233

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	296 Months
Due	May 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 2108 Winstone Ct was $7,521 with a homeowner's exemption, up 14.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,521.00 (+14.95%) Homeowner's exemption	$684,567 (+7.01%)	$729,400 (-) Land $141,100 Building $588,300
2025	$6,543.00 Homeowner's exemption	$639,733	$729,400 Land $141,100 Building $588,300
2023		$586,967	$594,900 Land $141,100 Building $453,800
2022	$6,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2108 Winstone Ct in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1984–2018)
Most Recent Claim	Aug 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2108 Winstone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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