2108 Wiggins St, Champaign, IL 61822 Property Records

Champaign County property record for 2108 Wiggins St, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.253 acres (11,013 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Jul 2021)
Tax Bill$11,870 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN45-20-20-333-020

Property Details

APN / Parcel Number

Primary APN45-20-20-333-020

Exterior

Lot Area11,013 sqft (0.253 acres)

Location & Zoning

Street Address2108 WIGGINS ST
CityCHAMPAIGN
StateIL
Zip61822-3601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 715 IRONWOOD WEST VII SUB
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD WEST VII SUB
Legal Lot Number715
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1016
Census Tract1205

Owner

2108 Wiggins St is owned and occupied by an individual who bought it in July 2021.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address2108 WIGGINS ST, CHAMPAIGN, IL 61822-3601
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2021 · Amount on File
Deed SaleJul 26, 2021 · Amount on File
Prior SaleSep 8, 2008 · Amount on File
Deed Document Number202117565
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 26, 2021
Property Address2108 WIGGINS ST, CHAMPAIGN, IL 61822-3601
Document Number0000017565
Map ReferenceDOC 2005R 04799
Instrument DateJul 22, 2021
Instrument2021R17565
Transaction TypeTransfer
Record UpdatedAug 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 WIGGINS ST, CHAMPAIGN, IL 61822-3601

Mortgage

Document Number0000017566
DateJul 26, 2021
Instrument2021R17566
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2026
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change4%
IndexOther
Max Rate7%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$159,460 Land $34,650 Building $124,810$478,380 Land $103,950 Building $374,430
2024$11,870.00
2022$10,428.00 Homeowner's exemption$119,400 Land $25,940 Building $93,460$358,200 Land $77,820 Building $280,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2108 Wiggins St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2108 Wiggins St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Mediacom Xtream, Verizon.

Nearby Properties on Wiggins St

Nearby Streets

Search Property Records by Address or Parcel Number