Campbell County property record for 2108 Wagoner Rd, California, KY 41007
| Property Type | Single Family Home |
|---|---|
| Details | 1,674 sqft · built 1981 |
| Lot Size | 1.04 acres (45,390 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Sep 2004) |
| Tax Bill | $2,384 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 999-99-30-236.00 |
| Primary APN | 999-99-30-236.00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,674 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,390 sqft (1.04 acres) |
| Terrain | Combination |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2108 WAGONER RD |
|---|---|
| City | CALIFORNIA |
| State | KY |
| Zip | 41007-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.042 ACRES |
| Legal Subdivision | LEROY & ANNABELL TRAPP 03 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | GRANTS LICK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 52002 |
2108 Wagoner Rd is owned and occupied by two individuals who bought it in September 2004.
Source: Campbell County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2108 WAGONER RD, CALIFORNIA, KY 41007-8818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional with PMI PNC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2004 · Amount on File |
| Deed Sale | Sep 29, 2004 · Amount on File |
| Prior Sale | May 24, 2004 · Amount on File |
| Deed Document Number | 200409 29 019 00202 |
| Deed Book / Page | 270 / 617 |
| Prior Transfer Date | Sep 21, 2004 |
| Prior Transfer Doc | 0929019002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 19, 2026 |
| Property Address | 2108 WAGONER RD, CALIFORNIA, KY 41007-8818 |
| Document Number | 0006253508 |
| Book / Page | 1172 / 183 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20266253508 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2108 WAGONER RD, CALIFORNIA, KY 41007-8818 |
| Document Number | 0006253508, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 1172/183 |
| Instrument | 20266253508 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 15, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 2108 WAGONER RD, CALIFORNIA, KY 41007-8818 |
| Document Number | 0005064939 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2108 WAGONER RD CALIFORNIA KY 410078818, CALIFORNIA, KY 41007-8818 |
| Document Number | 0005064939 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 000946/000295 |
| Instrument | 5064939 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 31, 2037 |
The 2025 property tax bill for 2108 Wagoner Rd was $2,384.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,384.00 | $200,000 Land $25,000 Building $175,000 | $200,000 Land $25,000 Building $175,000 |
| 2023 | $1,854.00 (-4.09%) | $157,200 (-) Land $25,000 Building $132,200 | $157,200 (-) Land $25,000 Building $132,200 |
| 2022 | $1,933.00 | $157,200 Land $25,000 Building $132,200 | $157,200 Land $25,000 Building $132,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2108 Wagoner Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2108 Wagoner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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