2108 W Oak Ave, Duncan, OK 73533 Property Records

Stephens County property record for 2108 W Oak Ave, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1955
Lot Size	0.144 acres (6,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$86,000 (Dec 2025)
Tax Bill	$463 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15659`

Property Details

APN / Parcel Number

Primary APN	`15659`
Alternative APN	`1030-00-005-004-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,271 sqft (0.144 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	18 sqft
Deck Area	96 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15659
Street Address	2108 W OAK AVE
City	DUNCAN
State	OK
Zip	73533-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 5 LT 4 BROWN ADD (2108 W OAK)
Legal Range	07W
Legal Township	01S
Legal Section	05
Legal Subdivision	BROWN
Legal Block	5
Legal Lot Number	4
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1008
Census Tract	102

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2108 W OAK AVE, DUNCAN, OK 73533-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Sep 8, 2014 · Amount on Record
Deed Document Number	202511055
Deed Book / Page	6784 / 1
Prior Transfer Date	Oct 12, 2012
Prior Transfer Doc	004425/092
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	STEPHENS OK
Recording Date	Dec 10, 2025
Property Address	2108 W OAK AVE, DUNCAN, OK 73533-2538
Document Number	00006784/1
Book / Page	6784 / 1
Instrument Date	Nov 18, 2025
Instrument	I-2025-011055
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Tax	$129.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2065 CHERRYTREE DR, PERRIS, CA 92571-2679

Mortgage

Document Number	I2025011056
Date	Dec 10, 2025
Instrument	I-2025-011056

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,656 (+75.92%) Land $490 Building $9,166	$87,784 (+75.94%) Land $4,452 Building $83,332
2025	$463.00	$5,489 (+3.57%) Land $490 Building $4,999	$49,893 (-9.19%) Land $4,452 Building $45,441
2024	$463.00 (+7.18%)	$5,300 (-) Land $490 Building $4,810	$54,941 (+10.57%) Land $4,452 Building $50,489
2023	$432.00	$5,300 Land $490 Building $4,810	$49,691 Land $4,452 Building $45,239

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1987–2007)
Most Recent Claim	Mar 2007 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20