Minnehaha County property record for 2108 W 20th St, Sioux Falls, SD 57105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,242 sqft · built 1951 |
| Lot Size | 0.156 acres (6,782 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,000 (Jun 2020) |
| Tax Bill | $3,934 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-19-429-007-000 |
| Primary APN | 01-22-19-429-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Finished Area |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 1,242 sqft |
| Finished Basement | 734 sqft |
| Family Room | Family Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,782 sqft (0.156 acres) |
| Lot Dimensions | 136 ft deep x 56 ft wide |
| Garage Type | Mixed |
| Garage Area | 132 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 28356 |
|---|---|
| Street Address | 2108 W 20TH ST |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57105-0207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLOCK 10 COLUMBIA HEIGHTS ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | COLUMBIA HEIGHTS ADDN |
| Legal Block | 10 |
| Legal Lot Number | 12 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1200 |
2108 W 20th St is owned and occupied by an individual who bought it in June 2020.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2108 W 20TH ST, SIOUX FALLS, SD 57105-0207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PLAINS COMMERCE BANK |
| Mar 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN |
| Jun 24, 2020 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on File |
| Deed Sale | Jun 24, 2020 · Amount on File |
| Prior Sale | Jan 14, 2014 · Amount on File |
| Deed Book / Page | 596-D / 867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 2108 W 20TH ST, SIOUX FALLS, SD 57105-0207 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 1889MTG/273 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 1889 MTG/273 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 2108 W 20TH ST, SIOUX FALLS, SD 57105-0207 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2108 W 20TH ST, SIOUX FALLS, SD 57105-0207 |
| Document Number | 1967MTG/468 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 1967 MTG/468 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | SIOUX FALLS, SD 57105 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 328 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jun 24, 2020 |
| Property Address | 2108 W 20TH ST, SIOUX FALLS, SD 57105-0207 |
| Document Number | 596DEED/867 |
| Book / Page | 596 DEED / 867 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2108 W 20TH ST, SIOUX FALLS, SD 57105-0207 |
| Document Number | 1889MTG/263 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 1889 MTG/263 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 2108 W 20th St was $3,934.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,876 (-1.1%) Land $37,384 Building $252,492 | $289,876 Land $37,384 Building $252,492 | |
| 2025 | $3,934.00 | $293,100 (-1.38%) Land $37,800 Building $255,300 | |
| 2024 | $3,934.00 | $297,200 Land $37,800 Building $259,400 | |
| 2022 | $3,326.00 | $222,800 Land $33,600 Building $189,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2108 W 20th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2108 W 20th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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