Lorain County property record for 2108 W 13th St, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,668 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,500 (Mar 2017) |
| Tax Bill | $1,976 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-029-109-015 |
| Primary APN | 02-02-029-109-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| 2nd Floor Area | 624 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 110 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2108 W 13TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST ERIE PARK 2ND 41 X 110 |
| Legal Subdivision | WEST ERIE PARK ALLOTMENT #2 |
| Legal Tract | 2 |
| Legal Block | 109 |
| Legal Lot Number | 208 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 22500 |
2108 W 13th St is owned and occupied by an individual who bought it in March 2017.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2108 W 13TH ST, LORAIN, OH 44052-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 29, 2017 | Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2017 · Amount on File |
| Deed Sale | Mar 29, 2017 · Amount on File |
| Prior Sale | Dec 7, 2011 · Amount on File |
| Deed Document Number | 2017001370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2108 W 13TH ST, LORAIN, OH 44052-1110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2108 W 13TH ST, LORAIN, OH 44052-1110 |
| Document Number | 0000862030 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022-0862030 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASHVILLE, AL 35953 |
| Amount | Amount on Record |
|---|---|
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 29, 2017 |
| Property Address | 2108 W 13TH ST, LORAIN, OH 44052-1110 |
| Document Number | 0000623948 |
| Map Reference | MB 9 PG 29 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 2017-0623948 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2108 W 13TH ST, LORAIN, OH 44052-1110 |
| Document Number | 0000623949 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 2017-0623949 |
| Name | HOWARD HANNA MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2108 W 13th St was $1,976.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,976.00 | $51,700 (-0.01%) Land $7,760 Building $43,940 | $147,720 (-) Land $22,170 Building $125,550 |
| 2024 | $1,976.00 (+10.45%) | $51,703 (+48.79%) Land $7,760 Building $43,943 | $147,720 (+48.79%) Land $22,170 Building $125,550 |
| 2023 | $1,789.00 (+0.85%) | $34,748 (-0.01%) Land $6,426 Building $28,322 | $99,280 Land $18,360 Building $80,920 |
| 2022 | $1,774.00 | $34,750 Land $6,430 Building $28,320 | |
| 2021 | $99,280 Land $18,360 Building $80,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2108 W 13th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2108 W 13th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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