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2108 Trani Ter, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2108 Trani Ter, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,381 sqft · built 2020
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$316,480 (Jul 2020)
Tax Bill$4,578 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN162531501500010480

Property Details

APN / Parcel Number

Primary APN162531501500010480

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,381 sqft Heated Area
Gross Area3,041 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2108 TRANI TER
CitySAINT CLOUD
StateFL
Zip34771-8058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVES PH 2 PB 28 PGS 14-19 LOT 48
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase2
Legal Tract5015
Legal Lot Number48
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 162531501500010480

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2108 TRANI TER, SAINT CLOUD, FL 34771-8058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Sep 16, 2019Special Warranty Deed, Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 09, 2020 · Amount on Record
Deed SaleJul 09, 2020 · Amount on Record
Prior SaleSep 16, 2019 · Amount on Record
Deed Document Number2020088326
Deed Book / Page5751 / 1441
Record UpdatedJun 08, 2026

July 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 09, 2020
Property Address2108 TRANI TER, SAINT CLOUD, FL 34771-8058
Document Number0057511441
Book / Page5751 / 1441
Map ReferenceMB 28 PG 14-19
Instrument DateJul 08, 2020
Instrument2020088326
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,215.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 TAVISTOCK LAKES BLVD STE 200, 6900, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 TRANI TER, SAINT CLOUD, FL 34771-8058

Mortgage

Document Number0057511443
DateJul 09, 2020
Instrument5751/1443
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

September 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 16, 2019
Property Address2108 TRANI TER, SAINT CLOUD, FL 34771-8058
Document Number0055891997
Book / Page5589 / 1997
Map ReferenceMB 25 PG 46
Instrument DateSep 06, 2019
Instrument2019118705
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,348.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

NameVerified Name
Address5362 CARRARA CT, SAINT CLOUD, FL 34771-8046
InvestorPossibly a Property Investor

Mortgage

Document Number0055892001
DateSep 16, 2019
Instrument5589/2001
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,578.00 (+7.09%) Homeowner's exemption$319,895 (+5.99%)$399,400 (-2.75%) Land $80,000 Building $319,400
2023$4,275.00 (+4.01%) Homeowner's exemption$301,826 (+3%)$410,700 (+18.87%) Land $80,000 Building $330,700
2022$4,110.00 Homeowner's exemption$293,035$345,500 Land $55,000 Building $290,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 313 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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