2108 Topaz Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 2108 Topaz Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3,002 sqft · built 2022
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$353,500 (Sep 2023)
Tax Bill	$8,685 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R108404`

Property Details

APN / Parcel Number

Primary APN	`R108404`
Alternative APNs	`S5115-00FF-0049-00-0R` `108404`

Interior

Stories	1 Story
Building Area	3,002 sqft Living Area
Gross Area	3,860 sqft
1st Floor Area	3,002 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	690 sqft
Porch	Covered Porch
Porch Area	210 sqft

Location & Zoning

Street Address	2108 TOPAZ DR
City	ROCKWALL
State	TX
Zip	75087-0839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PHASE X, BLOCK FF, LOT 49
Legal Subdivision	STONE CREEK PHASE X
Legal Phase	10
Legal Tract	49
Legal Block	FF
Legal Lot Number	49
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1012
Census Tract	40202

Owner

2108 Topaz Dr is owned and occupied by an individual who bought it in September 2023.

Source: Rockwall County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2108 TOPAZ DR, ROCKWALL, TX 75087-0839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HIGHLAND HOMELOANS LLC
Sep 27, 2022	Special Warranty Deed, Transfer TEXAS PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Sep 27, 2022
Deed Document Number	202315830
Record Updated	Oct 29, 2026

September 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Sep 20, 2023
Property Address	2108 TOPAZ DR, ROCKWALL, TX 75087-0839
Document Number	0000015830
Map Reference	PL 20200000028492
Instrument Date	Sep 15, 2023
Instrument	20230000015830
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 TOPAZ DR, ROCKWALL, TX 75087-0839

Mortgage

Document Number	0000015831
Date	Sep 20, 2023
Instrument	20230000015831

Lender

Name	HIGHLAND HOMELOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Sep 27, 2022
Property Address	2108 TOPAZ DR, ROCKWALL, TX 75087-0839
Document Number	0000021485
Map Reference	PL 20200000028492
Instrument Date	Sep 27, 2022
Instrument	20220000021485
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 DEMOCRACY DR STE 300, 300, PLANO, TX 75024-3674

Tax Assessment & Valuation

The 2025 property tax bill for 2108 Topaz Dr was $8,685 with a homeowner's exemption, down 9.4% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,528 (-1.34%) Land $133,860 Building $503,668	$637,528 (-1.34%) Land $133,860 Building $503,668
2025	$8,685.00 (-9.42%) Homeowner's exemption	$646,156 Land $133,860 Building $512,296	$646,156 Land $133,860 Building $512,296
2024	$9,588.00
2023		$160,134 Land $160,000 Building $134	$160,134 Land $160,000 Building $134
2021	$290.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2108 Topaz Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2108 Topaz Dr is moderate, ranking above 47% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile, Wi-Five Broadband.

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