2108 Terry Ave, Melissa, TX 75454 Property Records

Collin County property record for 2108 Terry Ave, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,339 sqft · built 2020
Lot Size	0.188 acres (8,198 sqft)
Owner	2 Individual Names on File
Last Sale	$276,100 (Jan 2021)
Tax Bill	$7,406 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-11635-00S-0600-1`

Property Details

APN / Parcel Number

Primary APN	`R-11635-00S-0600-1`
Alternative APNs	`000002785514` `2785514`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,339 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	2,339 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Lot Area	8,198 sqft (0.188 acres)
Garage Type	Attached
Garage Area	430 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2108 TERRY AVE
City	MELISSA
State	TX
Zip	75454-0769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY PHASE 6, BLK S, LOT 60
Legal Subdivision	LIBERTY PHASE 6 (CML)
Legal Block	S
Legal Lot Number	60
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3089
Census Tract	30207

Owner

2108 Terry Ave is owned and occupied by two individuals who bought it in January 2021.

Source: Collin County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2108 TERRY AVE, MELISSA, TX 75454-0769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage K HOVNANIAN MTG
Jan 20, 2021	Vendor's Lien, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Feb 4, 2020	Deed of Trust, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Deed Document Number	2021123020
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	0000123020
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2108 TERRY AVE, MELISSA, TX 75454-0769
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000134100
Date	Nov 21, 2023
Instrument	2023000134100

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2108 TERRY AVE, MELISSA, TX 75454-0769
Document Number	0000123030
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING-FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2108 TERRY AVE MELISSA TX 754540769, MELISSA, TX 75454-0769

Mortgage

Document Number	0000123030
Date	Jan 20, 2021
Instrument	123030

Lender

Name	K HOVNANIAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

January 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jan 20, 2021
Property Address	2108 TERRY AVE, MELISSA, TX 75454-0769
Document Number	0000123020
Map Reference	VOL 2018 PG 659
Instrument Date	Jan 15, 2021
Instrument	20210120000123020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 TERRY AVE, MELISSA, TX 75454-0769

Mortgage

Document Number	0000123030
Date	Jan 20, 2021
Instrument	20210120000123030

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2108 TERRY AVE, MELISSA, TX 75454-0769
Document Number	0000178990
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Tax Assessment & Valuation

The 2025 property tax bill for 2108 Terry Ave was $7,406 with a homeowner's exemption, down 8.3% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,406.00 (-8.31%) Homeowner's exemption	$490,824 Land $140,000 Building $350,824	$490,824 Land $140,000 Building $350,824
2024	$8,077.00
2023		$513,347 Land $140,000 Building $373,347	$513,347 Land $140,000 Building $373,347
2022	$8,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2108 Terry Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2108 Terry Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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