2108 Talans Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2108 Talans Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.213 acres (9,275 sqft)
Owner	2 Individual Names on File
Last Sale	$597,000 (Jul 2024)
Tax Bill	$12,224 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-312-017`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-312-017`

Exterior

Lot Area	9,275 sqft (0.213 acres)

Location & Zoning

Street Address	2108 TALANS DR
City	CHAMPAIGN
State	IL
Zip	61822-3661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 224 WILLS TRACE SUB PHASE 2
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	WILLS TRACE SUB PHASE 2
Legal Lot Number	224
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1055
Census Tract	1205

Owner

2108 Talans Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2108 TALANS DR, CHAMPAIGN, IL 61822-3661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 29, 2019	Warranty Deed, Transfer NOT AVAILABLE
May 30, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on File
Deed Sale	Jul 10, 2024 · Amount on File
Prior Sale	Apr 29, 2019 · Amount on File
Deed Document Number	20249965
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2108 TALANS DR, CHAMPAIGN, IL 61822-3661
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024505
Date	Oct 14, 2021
Instrument	2021R24505

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	97 Months
Due	Nov 1, 2029

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2108 TALANS DR, CHAMPAIGN, IL 61822-3661
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021432
Date	Oct 19, 2020
Instrument	2020R21432

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2030

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 29, 2019
Property Address	2108 TALANS DR, CHAMPAIGN, IL 61822-3661
Document Number	0000005923
Instrument Date	Apr 26, 2019
Instrument	5923
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$349.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2108 TALANS DR CHAMPAIGN IL 618223661, CHAMPAIGN, IL 61822-3661

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 30, 2018
Property Address	2108 TALANS DR, CHAMPAIGN, IL 61822-3661
Instrument Date	May 21, 2018
Instrument	8661
Transaction Type	Construction Loan
Record Updated	Jun 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2108 TALANS DR CHAMPAIGN IL 618223661, CHAMPAIGN, IL 61822-3661

Mortgage

Document Number	0000008661
Date	May 30, 2018
Instrument	8661

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 29, 2019

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,740 Land $32,260 Building $130,480	$488,220 Land $96,780 Building $391,440
2024	$12,224.00
2022	$11,047.00 Homeowner's exemption	$124,480 Land $24,670 Building $99,810	$373,440 Land $74,010 Building $299,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2108 Talans Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2108 Talans Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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