2108 Strand Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2108 Strand Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.253 acres (11,032 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Sep 2023)
Tax Bill	$10,422 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-422-025`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-422-025`

Exterior

Lot Area	11,032 sqft (0.253 acres)

Location & Zoning

Street Address	2108 STRAND DR
City	CHAMPAIGN
State	IL
Zip	61822-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 314 IRONWOOD WEST III SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST III SUB
Legal Lot Number	314
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1023
Census Tract	1205

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2108 STRAND DR, CHAMPAIGN, IL 61822-3517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	202312863
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 7, 2023
Property Address	2108 STRAND DR, CHAMPAIGN, IL 61822-3517
Document Number	0000012863
Map Reference	DOC 2002R08271
Instrument Date	Sep 1, 2023
Instrument	2023R12863
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2108 STRAND DR, CHAMPAIGN, IL 61822-3517

Mortgage

Document Number	0000012864
Date	Sep 7, 2023
Instrument	2023R12864

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 18, 2021
Property Address	2108 STRAND DR, CHAMPAIGN, IL 61822-3517
Document Number	0000019886
Map Reference	DOC 2002R08271
Instrument Date	Jul 26, 2021
Instrument	2021R19886
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2108 STRAND DR, CHAMPAIGN, IL 61822-3517

Mortgage

Document Number	0000019887
Date	Aug 18, 2021
Instrument	2021R19887

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,750 (+30.74%) Land $26,820 Building $112,930	$419,250 (+30.74%) Land $80,460 Building $338,790
2024	$10,422.00 (+10.79%)
2022	$9,407.00 Homeowner's exemption	$106,890 Land $20,510 Building $86,380	$320,670 Land $61,530 Building $259,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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