2108 Spruce St, Hannibal, MO 63401 Property Records

Marion County property record for 2108 Spruce St, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1981
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Tax Bill	$285 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H9829`

Property Details

APN / Parcel Number

Primary APN	`H9829`
Alternative APN	`010.09.30.4.22.019.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Carpet

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 36.3 ft wide
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	H9829
Street Address	2108 SPRUCE ST
City	HANNIBAL
State	MO
Zip	63401-3850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RICHMOND ADD, BLK 3, ALL LOT 10 DIM DEED-36.3 X 132
Legal Range	04W
Legal Township	57N
Legal Section	30
Legal Subdivision	RICHMOND
Legal Block	3
Legal Lot Number	10
Jurisdiction	MARION MO
Township / Civil Division	MASON
Census Block Group	1
Census Block	1028
Census Tract	960900

Owner

Source: Marion County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	711 CLOVER RD, HANNIBAL, MO 63401-2599
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
May 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026
Deed Sale	May 27, 2026
Prior Sale	Apr 13, 2026
Deed Document Number	20261537
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Recording Date	Jun 3, 2026
Property Address	2108 SPRUCE ST, HANNIBAL, MO 63401-3850
Document Number	0000001631
Instrument Date	May 28, 2026
Instrument	20261631
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	711 CLOVER RD, HANNIBAL, MO 63401-2599

Mortgage

Document Number	0000001631,
Date	Jun 3, 2026
Instrument	20261631

Lender

Name	HNB NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 28, 2046

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION MO
Recording Date	May 27, 2026
Property Address	2108 SPRUCE ST, HANNIBAL, MO 63401-3850
Document Number	0000001537
Instrument Date	May 22, 2026
Instrument	20261537
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	711 CLOVER RD, HANNIBAL, MO 63401-2599

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION MO
Recording Date	Apr 13, 2026
Property Address	2108 SPRUCE ST, HANNIBAL, MO 63401-3850
Document Number	0000001058
Instrument Date	Mar 25, 2026
Instrument	20261058
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Marion County
Municipality	Hannibal City
Unified School District	Hannibal 60 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$285.00 (+14%)	$4,410 (+9.98%) Land $320 Building $4,090	$23,230 (+9.99%) Land $1,690 Building $21,540
2023	$250.00	$4,010 Land $290 Building $3,720	$21,120 Land $1,540 Building $19,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANNIBAL PWS serves 17,108 people · EPA ID MO2010344
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Aug 2023 Treatment failure resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Chariton Valley Communication.

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