Okeechobee County property record for 2108 SE 38th Trl, Okeechobee, FL 34974
| Property Type | Mobile Home |
|---|---|
| Details | 1,647 sqft · built 1997 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,900 (Apr 2019) |
| Tax Bill | $797 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-35-37-35-0030-00000-2850 |
| Primary APN | 1-35-37-35-0030-00000-2850 |
|---|
| Building Area | 1,647 sqft Heated Area |
|---|---|
| Gross Area | 2,020 sqft |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Porch | Finished/Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2108 SE 38TH TRL |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-7062 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TAYLOR CREEK ISLES SECTION TWO (PLAT BOOK 3 PAGE 89) LOT 285 TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED AS A 1997 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 35 |
| Legal Subdivision | TAYLOR CREEK |
| Legal Lot Number | 285 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 910500 |
Source: Okeechobee County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2108 SE 38TH TRL, OKEECHOBEE, FL 34974-7062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Apr 25, 2019 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Prior Sale | Jul 12, 2016 |
| Deed Document Number | 2019004315 |
| Deed Book / Page | 0823 / 1286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 2108 SE 38TH TRL, OKEECHOBEE, FL 34974-7062 |
| Document Number | 0000003402 |
| Instrument Date | Mar 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2108 SE 38TH TRL OKEECHOBEE FL 349747062, OKEECHOBEE, FL 34974-7062 |
| Document Number | 0000003402 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 3402 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Apr 25, 2019 |
| Property Address | 2108 SE 38TH TRL, OKEECHOBEE, FL 34974-7062 |
| Document Number | 0008231286 |
| Book / Page | 0823 / 1286 |
| Map Reference | MB 3 PG 89 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 2019004315 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | INFINITY TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $818.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2108 SE 38TH TRL, 2108, OKEECHOBEE, FL 34974-7062 |
| Name | Verified Name |
|---|---|
| Address | 2108 SE 38TH TRL, OKEECHOBEE, FL 34974-7062 |
| Document Number | 2019004316 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 2019004316 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $797.00 (-42.16%) Homeowner's exemption | $98,782 (+5.99%) | $151,362 (+8.5%) Land $29,000 Building $122,362 |
| 2023 | $1,378.00 (+11.4%) Homeowner's exemption | $93,202 (+3%) | $139,498 (+13.29%) Land $20,000 Building $119,498 |
| 2022 | $1,237.00 Homeowner's exemption | $90,487 | $123,132 Land $20,000 Building $103,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 7 (2004–2013) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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