Monroe County property record for 2108 S Smith Rd, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,052 sqft · built 1955 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Jan 2022) |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jan 2005 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-08940-00 |
| Primary APN | 014-08940-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 160 ft deep x 132 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 014-08940-00 |
|---|---|
| Street Address | 2108 S SMITH RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 014-08940-00 ROLLING HILLS W1/2 LOTS 68 & 69 |
| Legal Lot Number | 68-69 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1001 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3703 E CHAUDION CT, BLOOMINGTON, IN 47401-4465 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jan 24, 2005 | Trustee's Deed, Foreclosure · ARM ARGENT MORTGAGE COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Dec 24, 2008 |
| Deed Document Number | 202245210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jan 24, 2022 |
| Property Address | 2108 S SMITH RD, BLOOMINGTON, IN 47401-8916 |
| Document Number | 2022001399 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022001399 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3703 E CHAUDION CT, BLOOMINGTON, IN 47401-4465 |
| Document Number | 2022001401 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022001401 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jan 24, 2005 |
| Property Address | 2108 S SMITH RD, BLOOMINGTON, IN 47401-8916 |
| Document Number | 2005001300 |
| Instrument Date | Jan 21, 2005 |
| Instrument | 2005001300 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2108 S SMITH RD, BLOOMINGTON, IN 47401-8916 |
| Document Number | 2005001301 |
|---|---|
| Date | Jan 24, 2005 |
| Instrument | 2005001301 |
| Name | ARGENT MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.9% |
| Type Change Date | Feb 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 8.9% |
| Max Rate At Change | 10.9% |
| Index | 6-Month LIBOR |
| Margin | 6 |
| Max Rate | 14.9% |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,924.00 (-0.88%) | $200,400 (+21.6%) Land $88,800 Building $111,600 | $200,400 (+21.6%) Land $88,800 Building $111,600 |
| 2024 | $2,950.00 (+34.27%) | ||
| 2023 | $164,800 (+6.53%) Land $54,400 Building $110,400 | $164,800 (+6.53%) Land $54,400 Building $110,400 | |
| 2022 | $2,197.00 | $154,700 Land $54,400 Building $100,300 | $154,700 Land $54,400 Building $100,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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