2108 S Phillips Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 2108 S Phillips Ave, Sioux Falls, SD 57105

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,099 sqft · built 1933
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$192,000 (Jul 2019)
Tax Bill$3,218 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-22-28-135-003-000

Property Details

APN / Parcel Number

Primary APN01-22-28-135-003-000
Alternative APN
  • 36778

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,099 sqft Finished Area
1st Floor Area730 sqft
Upper Floors Area369 sqft
Basement Area672 sqft
Finished Basement403 sqft
Family RoomFamily Room
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area200 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number36778
Street Address2108 S PHILLIPS AVE
CitySIOUX FALLS
StateSD
Zip57105-3836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 50` 1 & 2 BLOCK 12 HUNTER`S ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionHUNTER`S ADDN
Legal Block12
Legal Lot Number2
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group2
Census Block2030
Census Tract1600

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2108 S PHILLIPS AVE, SIOUX FALLS, SD 57105-3836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN BANK & TRUST CO
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN BANK & TRUST CO
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
GROW SOUTH DAKOTA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2019 · Amount on Record
Deed SaleJul 30, 2019 · Amount on Record
Prior SaleJun 24, 2014 · Amount on Record
Deed Book / Page590-D / 0607
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2108 S PHILLIPS AVE, SIOUX FALLS, SD 57105-3836
Transaction TypeMortgage
Record UpdatedMar 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1945MTG/799
DateFeb 2, 2022
Book Page1945 MTG/799
Lender
NameAMERICAN BANK & TRUST CO
TypeBank
AddressHURON, SD 57350
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2108 S PHILLIPS AVE, SIOUX FALLS, SD 57105-3836
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1863MTG/795
DateJul 30, 2019
Book Page1863 MTG/795
Lender
NameAMERICAN BANK & TRUST CO
TypeBank
AddressHURON, SD 57350
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2108 S PHILLIPS AVE, SIOUX FALLS, SD 57105-3836
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1863MTG/797
DateJul 30, 2019
Book Page1863 MTG/797
Lender
NameGROW SOUTH DAKOTA
TypeGovernment Agency
AddressSISSETON, SD 57262
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$251,602 (+4.88%) Land $27,000 Building $224,602$251,602 Land $27,000 Building $224,602
2025$3,218.00$239,900 (+6.39%) Land $27,300 Building $212,600
2024$3,218.00 (+10.39%)$225,500 (+15.17%) Land $27,300 Building $198,200
2022$2,915.00$195,800 Land $25,900 Building $169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
5,000 / 5,000
Bluepeak
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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