2108 S 4th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2108 S 4th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,110 sqft)
Owner	Company Name on Record
Last Sale	$94,900 (Aug 2025)
Tax Bill	$1,229 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-431-003`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-431-003`
Alternative APN	`22040431003 (CHECK DIGIT = 8)`

Exterior

Lot Area	6,110 sqft (0.14 acres)

Location & Zoning

Account Number	22040431003
Street Address	2108 S 4TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES S SIDE 2ND PLAT L 39 B 22
Legal Subdivision	PAYNES SOUTH SIDE ADD SECOND
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2047
Census Tract	1800

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1056 BENNINGTON DR, CRYSTAL LAKE, IL 60014-8890
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Aug 8, 2025	Warranty Deed, Transfer · Commercial Mortgage BANK OF SPRINGFIELD
Aug 31, 2017	Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Deed Document Number	202513573
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2108 S 4TH ST, SPRINGFIELD, IL 62703-3450
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R12658
Date	Jun 26, 2019
Instrument	2019R12658

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jun 25, 2042

Interest

Rate Type	Fixed Rate

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 8, 2025
Property Address	2108 S 4TH ST, SPRINGFIELD, IL 62703-3450
Document Number	2025R13573
Instrument Date	Aug 1, 2025
Instrument	2025R13573
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 BENNINGTON DR, CRYSTAL LAKE, IL 60014-8890

Mortgage

Document Number	2025R13574
Date	Aug 8, 2025
Instrument	2025R13574

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 31, 2017
Property Address	2108 S 4TH ST, SPRINGFIELD, IL 62703-3450
Document Number	2017R22288
Instrument Date	Aug 30, 2017
Instrument	2017R22288
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 WABASH AVE, SPRINGFIELD, IL 62711-7436

Mortgage

Document Number	2017R22289
Date	Aug 31, 2017
Instrument	2017R22289

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.88%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,229.00 (+11.83%)	$15,189 (+23.76%) Land $5,518 Building $9,671	$45,567 (+23.76%) Land $16,554 Building $29,013
2022	$1,099.00	$12,273 Land $4,458 Building $7,815	$36,819 Land $13,374 Building $23,445

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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