2108 Railroad Rd, Ely, MN 55731 Property Records

St. Louis County property record for 2108 Railroad Rd, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1995
Square Footage	1,512 sqft Gross Area
Lot Size	154,014 sqft (3.53 acres)
Tax Bill	$2,794.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`465-0124-00060`
Alternative APN	`963393`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	3 Rooms
Building Area	1,512 sqft Gross Area
1st Floor	864 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	154,014 sqft (3.53 acres)

Exterior Amenities

Deck Area	16 sqft Deck
Porch Area	48 sqft Porch
Sauna	Sauna
Lean-To	50 sqft Lean-To

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	963393
Street Address	2108 RAILROAD RD
City	ELY
State	MN
Zip	55731
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	LOT: 0006 BLOCK:001 SERIAL #
Legal Subdivision	LOBO LANDING T OF MORSE
Legal Block	1
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Minor Civil Division	MORSE
Census Blockgroup	2
Census Block	2086
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0124-00060

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1917 FURNESS ST, SAINT PAUL, MN 55109-4861
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 04, 2024
Transfer Doc	0001489443
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,794.00 (+2.19%)
2025	$2,734.00 (+1.11%)	$296,400 (+2.74%) Land $135,700 Building $160,700	$296,400 (+2.74%) Land $135,700 Building $160,700
2024	$2,704.00	$288,500 (+0.8%) Land $135,700 Building $152,800	$288,500 (+0.8%) Land $135,700 Building $152,800
2022		$286,200 Land $129,500 Building $156,700	$286,200 Land $129,500 Building $156,700

Flood & Wildfire

2108 Railroad Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 74th percentile of exposed land nationally · 90th in Minnesota
Wildfire Likelihood	Moderate — about 1 in 556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.