Glynn County property record for 2108 Ocean Rd, Saint Simons Island, GA 31522
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 3,388 sqft · built 2021 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $499,000 (Jun 2020) |
| Tax Bill | $24,810 (2026) |
| Deeds & Mortgages | Aug 2021 Second Mortgage Dec 2020 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-15022 |
| Primary APN | 04-15022 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,388 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 130 ft deep x 62 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2108 OCEAN RD |
|---|---|
| City | SAINT SIMONS ISLAND |
| State | GA |
| Zip | 31522-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOT -21 EAST BEACH |
| Legal Subdivision | S001-00 |
| Legal Block | 11 |
| Legal Lot Number | 21 |
| Jurisdiction | GLYNN GA |
| Township / Civil Division | ST. SIMONS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 101 |
Source: Glynn County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 125 S SMEAD CT, ROSWELL, GA 30076-3353 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEWREZ |
| Dec 11, 2020 | Loan Modification, Mortgage · Line of Credit SOUTH COAST BK&TR |
| Jul 1, 2020 | Grant Deed, Transfer · Line of Credit SOUTH COAST BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 20202432 |
| Deed Book / Page | 4229 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLYNN GA |
| Property Address | 2108 OCEAN RD, SAINT SIMONS ISLAND, GA 31522-3009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2108 OCEAN RD, SAINT SIMONS ISLAND, GA 31522-3009 |
| Document Number | 0045160000000212 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 0000004516/0000000212 |
| Name | NEWREZ |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GLYNN GA |
| Property Address | 2108 OCEAN RD, ST SIMONS ISLAND, GA 31522-3009 |
| Document Number | 0043450108 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 125 S SMEAD CT ROSWELL GA 300763353, ROSWELL, GA 30076-3353 |
| Document Number | 0043450108 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 004345/000108 |
| Name | SOUTH COAST BK&TR |
|---|---|
| Type | Bank |
| Address | 1500 NEWCASTLE ST, BRUNSWICK, GA 31520-6805 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 17, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Jul 1, 2020 |
| Property Address | 2108 OCEAN RD, ST SIMONS ISLAND, GA 31522-3009 |
| Document Number | 0042290001 |
| Book / Page | 004229 / 000001 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2108 OCEAN RD ST SIMONS ISLAND GA 31522, ST SIMONS ISLAND, GA 31522 |
| Document Number | 42290003 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 004229/000003 |
| Name | SOUTH COAST BK&TR |
|---|---|
| Type | Bank |
| Address | BRUNSWICK, GA 31521 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jun 30, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Glynn County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Glynn County |
| Unified School District | Glynn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,810.00 | $989,280 (-) Land $396,320 Building $592,960 | $2,473,200 (-) Land $990,800 Building $1,482,400 |
| 2025 | $24,810.00 (+35.4%) | $989,280 (+7.86%) Land $396,320 Building $592,960 | $2,473,200 (+7.86%) Land $990,800 Building $1,482,400 |
| 2023 | $917,160 (+25.52%) Land $384,640 Building $532,520 | $2,292,900 (+25.52%) Land $961,600 Building $1,331,300 | |
| 2022 | $18,324.00 | $730,680 Land $198,160 Building $532,520 | $1,826,700 Land $495,400 Building $1,331,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 455 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 952 units insured incl. 497 condo units |
| Nearby Flood Claims | 74 (1986–2025) |
| Claims Outside the SFHA | 2 of 74 |
| Most Recent Claim | Mar 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 93% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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