2108 N Ponca Dr, Independence, MO 64058 Property Records

Jackson County property record for 2108 N Ponca Dr, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,783 sqft · built 1989
Lot Size	0.325 acres (14,142 sqft)
Owner	Individual Name on Record
Last Sale	$158,600 (Oct 2015)
Tax Bill	$4,321 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-220-18-04`

Property Details

APN / Parcel Number

Primary APN	`16-220-18-04`
Alternative APNs	`16-220-18-04-00-0-00-000` `16220180400000001` `735716`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	4,050 sqft
1st Floor Area	1,783 sqft
Basement Area	1,783 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,142 sqft (0.325 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	735716
Street Address	2108 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64058-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST LOT 522
Legal Subdivision	SALEM EAST
Legal Block	1
Legal Lot Number	522
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1060
Census Tract	15100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2108 N PONCA DR, INDEPENDENCE, MO 64058-1251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Aug 17, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2015 · Amount on Record
Deed Sale	Oct 9, 2015 · Amount on Record
Prior Sale	Jun 25, 2009 · Amount on Record
Deed Document Number	201591671
Prior Transfer Date	Mar 19, 1996
Prior Transfer Doc	0000000858
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2108 N PONCA DR, INDEPENDENCE, MO 64058-1251
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 N PONCA DR, INDEPENDENCE, MO 64058-1251

Mortgage

Document Number	00E0014116
Date	Feb 26, 2026
Instrument	2026E0014116

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2108 N PONCA DR, INDEPENDENCE, MO 64058-1251
Document Number	0000E94561
Instrument Date	Aug 17, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2108 N PONCA DR INDEPENDENCE MO 640581251, INDEPENDENCE, MO 64058-1251

Mortgage

Document Number	0000E94561
Date	Nov 18, 2019
Instrument	94561E

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,070 (-) Land $6,979 Building $41,091	$253,000 (-)
2025	$4,321.00 (+15.6%)	$48,070 (+15%) Land $6,979 Building $41,091	$253,000 (+15%)
2024	$3,738.00 (+0.89%)
2023	$3,705.00	$41,800 Land $5,991 Building $35,809	$220,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1982–1998)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 1998 · Severe Storms, Flooding And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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