2108 N Downing St, Mobile, AL 36617 Property Records

Mobile County property record for 2108 N Downing St, Mobile, AL 36617

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,530 sqft · built 1987
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Jul 2023)
Tax Bill$438 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNR022907420002098

Property Details

APN / Parcel Number

Primary APNR022907420002098
Alternative APNs
  • 29 07 42 0 002 098.XXX
  • 00825897
  • 825897

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,530 sqft Living Area
1st Floor Area1,530 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area770 sqft
CarportCarport
Carport Area770 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area84 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number825897
Street Address2108 N DOWNING ST
CityMOBILE
StateAL
Zip36617-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 86 GENERAL GORGAS PL #SEC 42 T4S R1W #MP29 07 42 0 002
Legal Range04S
Legal Township04S
Legal Section42
Legal SubdivisionGENERAL GORGAS PL
Legal Lot Number86
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2002
Census Tract802

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2108 N DOWNING ST, MOBILE, AL 36617-3004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Jan 25, 2017Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2023 · Amount on Record
Deed SaleJul 24, 2023 · Amount on Record
Deed Document Number202343794
Record UpdatedOct 29, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionMOBILE AL
Recording DateJul 24, 2023
Property Address2108 N DOWNING ST, MOBILE, AL 36617-3004
Document Number0000043794
Map ReferenceMB 4 PG 663&664
Instrument DateJul 21, 2023
Instrument2023043794
Transaction TypeTransfer
Record UpdatedAug 8, 2023
Title CompanyDELTA S TITLE INC, DELTA SOUTH TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2108 N DOWNING ST, MOBILE, AL 36617-3004

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 DROWNIG ST, MOBILE, AL 36617

Mortgage

Document Number0000043795
DateJul 24, 2023
Instrument2023043795
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address2108 N DOWNING ST, MOBILE, AL 36617-3004
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004460
DateJan 25, 2017
Book Page7470/1274
Instrument2017004460
Lender
NameREGIONS BANK
TypeBank
AddressMOBILE, AL 36607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueDec 9, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$438.00 Homeowner's exemption$7,790 (-) Land $600 Building $7,190$77,900 (-) Land $6,000 Building $71,900
2024$438.00 (-53.55%) Homeowner's exemption$7,790 (+5.99%) Land $600 Building $7,190$77,900 (+5.99%) Land $6,000 Building $71,900
2023$943.00 (+143.04%)$7,350 (-) Land $600 Building $6,750$73,500 (-) Land $6,000 Building $67,500
2022$388.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$7,350 Land $600 Building $6,750$73,500 Land $6,000 Building $67,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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