2108 Laura Dr, Escondido, CA 92027 Property Records

San Diego County property record for 2108 Laura Dr, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,543 sqft · built 1995
Lot Size	0.225 acres (9,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Aug 2009)
Tax Bill	$6,578 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225-691-13-00`

Property Details

APN / Parcel Number

Primary APN	`225-691-13-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,543 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	9,807 sqft (0.225 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2108 LAURA DR
City	ESCONDIDO
State	CA
Zip	92027-1167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R-2.81
Legal Description	LOT 26 TR 012180
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	012180
Legal Block	1
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1039
Census Tract	20110

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2108 LAURA DR, ESCONDIDO, CA 92027-1167
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Apr 4, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 4, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2009 · Amount on Record
Deed Sale	Aug 20, 2009 · Amount on Record
Prior Sale	Feb 28, 1995 · Amount on Record
Deed Document Number	2009466794
Prior Transfer Date	Mar 21, 2003
Prior Transfer Doc	0000361692
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2108 LAURA DR, ESCONDIDO, CA 92027-1167
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 LAURA DR, ESCONDIDO, CA 92027-1167

Mortgage

Document Number	0000177334
Date	Apr 22, 2022
Instrument	2022-0177334

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2108 LAURA DR, ESCONDIDO, CA 92027-1167
Document Number	0000198213
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2108 LAURA DR ESCONDIDO CA 920271167, ESCONDIDO, CA 92027-1167

Mortgage

Document Number	0000198213
Date	May 24, 2019
Instrument	198213

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	2108 LAURA DR, ESCONDIDO, CA 92027-1167
Document Number	0000203118
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2108 LAURA DR ESCONDIDO CA 920271167, ESCONDIDO, CA 92027-1167

Mortgage

Document Number	0000203118
Date	May 29, 2019
Instrument	203118

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$592,468 (+2%) Land $140,494 Building $451,974
2025	$6,578.00 (+4.5%) Homeowner's exemption	$580,852 (+4.04%) Land $137,740 Building $443,112
2023	$6,295.00 (+1.09%) Homeowner's exemption	$558,299 Land $132,393 Building $425,906
2022	$6,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Laura Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures