2108 Independence Ct, Belton, TX 76513 Property Records

Bell County property record for 2108 Independence Ct, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	1,880 sqft · built 2008
Lot Size	0.191 acres (8,316 sqft)
Owner	2 Individual Names on File
Last Sale	$245,261 (Mar 2026)
Tax Bill	$5,124 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0271973514`

Property Details

APN / Parcel Number

Primary APN	`0271973514`
Alternative APNs	`393633` `674019`

Interior

Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,316 sqft (0.191 acres)
Lot Dimensions	122 ft deep x 68 ft wide
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	202 sqft

Location & Zoning

Street Address	2108 INDEPENDENCE CT
City	BELTON
State	TX
Zip	76513-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY VALLEY PHASE I, BLOCK 001, LOT 0005
Legal Subdivision	LIBERTY VALLEY PHASE I
Legal Block	1
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	1
Census Block	1032
Census Tract	21502

Owner

2108 Independence Ct is owned and occupied by two individuals who bought it in March 2026.

Source: Bell County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2108 INDEPENDENCE CT, BELTON, TX 76513-1366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Vendor's Lien, Transfer · VA Mortgage GUARANTEED RATE INC
May 5, 2022	Vendor's Lien, Transfer · Conventional Mortgage GRAHAM SAVINGS AND LOAN SSB
Jul 14, 2020	Warranty Deed, Transfer GRAHAM S&L SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	May 5, 2022 · Amount on File
Deed Document Number	202615106
Prior Transfer Date	Jul 8, 2020
Prior Transfer Doc	0000035151
Record Updated	Oct 29, 2026

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 30, 2026
Property Address	2108 INDEPENDENCE CT, BELTON, TX 76513-1366
Document Number	0000015106
Map Reference	CAB D SL 169-C
Instrument Date	Mar 26, 2026
Instrument	2026015106
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 INDEPENDENCE CT, BELTON, TX 76513-1366

Mortgage

Document Number	0000015107
Date	Mar 30, 2026
Instrument	2026015107

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 5, 2022
Property Address	2108 INDEPENDENCE CT, BELTON, TX 76513-1366
Document Number	0000028714
Map Reference	CAB D SL 169-C
Instrument Date	Apr 29, 2022
Instrument	2022028714
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3829 CEDAR SPRINGS RD, DALLAS, TX 75219-4137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 CEDAR SPRINGS RD, DALLAS, TX 75219-4136

Mortgage

Document Number	0000028715
Date	May 5, 2022
Instrument	2022028715

Lender

Name	GRAHAM SAVINGS AND LOAN SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	12.5%
Index	Prime Rate
Margin	2
Max Rate	12.5%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 14, 2020
Property Address	2108 INDEPENDENCE CT, BELTON, TX 76513-1366
Document Number	0000035151
Instrument Date	Jul 8, 2020
Instrument	35151
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3824 CEDAR SPRING ROAD 801-6591 DALLAS TX 75219, DALLAS, TX 75219

Mortgage

Document Number	35152
Date	Jul 14, 2020
Instrument	35152

Lender

Name	GRAHAM S&L SSB
Type	Federal Savings Bank
Address	GRAHAM, TX 76450

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2108 Independence Ct was $5,124.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,124.00	$282,258 Land $40,000 Building $242,258	$282,258 Land $40,000 Building $242,258
2023	$6,049.00 (+6.09%)	$302,610 Land $40,000 Building $262,610	$302,610 Land $40,000 Building $262,610
2022	$5,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2108 Independence Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2108 Independence Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Nextlink, SOS Communications.

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