2108 Horne Cir, Waco, TX 76705 Property Records

McLennan County property record for 2108 Horne Cir, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 1976
Lot Size	0.405 acres (17,620 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Sep 2011)
Tax Bill	$2,570 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48-037603-005500-4`

Property Details

APN / Parcel Number

Primary APN	`48-037603-005500-4`
Alternative APNs	`4803760300550040111` `189501`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	2,147 sqft
1st Floor Area	1,685 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,620 sqft (0.405 acres)
Lot Dimensions	173 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	558 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	196 sqft
Patio Area	120 sqft
Storage Building	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2108 HORNE CIR
City	WACO
State	TX
Zip	76705-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SHARONDALE LOT 31 BLOCK 3 ACRES .4045
Legal Subdivision	SHARONDALE
Legal Block	3
Legal Lot Number	31
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2007
Census Tract	1402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2108 HORNE CIR, WACO, TX 76705-2765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Sep 13, 2018	Loan Modification, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2011 · Amount on Record
Deed Sale	Sep 23, 2011 · Amount on Record
Prior Sale	Feb 3, 2011
Deed Document Number	201129818
Prior Transfer Date	Oct 19, 2005
Prior Transfer Doc	0000042141
Record Updated	Oct 29, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2108 HORNE CIR, WACO, TX 76705-2765
Document Number	0000035393
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 HORNE CIR WACO TX 767052765, WACO, TX 76705-2765

Mortgage

Document Number	0000035393
Date	Oct 22, 2019
Instrument	35393

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 21, 2022

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2108 HORNE CIR, WACO, TX 76705-2765
Document Number	0000032688
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 HOME CIR WACO TX 76705, WACO, TX 76705

Mortgage

Document Number	0000032688
Date	Sep 14, 2018
Instrument	32688

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 13, 2019

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,951 (+1%)	$232,142 (-1.74%) Land $20,792 Building $211,350
2025	$2,570.00 (+0.39%) Homeowner's exemption	$199,955 (+7.98%) Land $18,850 Building $217,400	$236,250 (+27.58%) Land $18,850 Building $217,400
2024	$2,560.00 (+11.5%)
2023		$185,180 Land $18,850 Building $166,330	$185,180 Land $18,850 Building $166,330
2022	$2,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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