Orange County property record for 2108 Grove Point Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,041 sqft · built 1990 |
| Lot Size | 1.01 acres (44,408 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $745,000 (Oct 2020) |
| Tax Bill | $11,499 (2025) |
| Deeds & Mortgages | May 2026 Sale Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-23-27-9065-00-910 |
| Primary APN | 01-23-27-9065-00-910 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,041 sqft Living Area |
| Gross Area | 4,294 sqft |
| 1st Floor Area | 3,041 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 44,408 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 838 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 415 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2108 GROVE POINT LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE |
| Legal Description | WATERFORD POINTE 24/19 LOT 91 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 01 |
| Legal Subdivision | WATERFORD POINTE |
| Legal Tract | 9065 |
| Legal Lot Number | 91 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 17120 |
Source: Orange County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2108 GROVE POINT LN, WINDERMERE, FL 34786-5803 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 4, 2026 | Warranty Deed, Transfer SIMPLIFILE (RECORDING SERVICE) |
| Dec 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Oct 12, 2007 · Amount on Record |
| Deed Document Number | 2020535811 |
| Prior Transfer Date | Apr 24, 2003 |
| Prior Transfer Doc | 0000322186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 4, 2026 |
| Property Address | 2108 GROVE POINT LN, WINDERMERE, FL 34786-5803 |
| Document Number | 0000251026 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.251026 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | SIMPLIFILE (RECORDING SERVICE) |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2108 GROVE POINT LN, WINDERMERE, FL 34786-5803 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2108 GROVE POINT LN, WINDERMERE, FL 34786-5803 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2108 GROVE POINT LN, WINDERMERE, FL 34786-5803 |
| Document Number | 0000685933 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 20250685933 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 13, 2020 |
| Property Address | 2108 GROVE POINT LN, WINDERMERE, FL 34786-5803 |
| Document Number | 0000535811 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 535811 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | TITLE WAREHOUSE/AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,215.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2108 GROVE POINT LN WINDERMERE FL 347865803, WINDERMERE, FL 34786-5803 |
| Document Number | 535812 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 535812 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 12, 2035 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $741,600 (+2.7%) | $1,008,530 (-1.38%) Land $170,000 Building $838,530 | |
| 2025 | $11,499.00 (+3.71%) Homeowner's exemption | $722,103 (+5.99%) | $1,022,660 (+11.08%) Land $170,000 Building $852,660 |
| 2024 | $11,088.00 (+7.22%) | ||
| 2023 | $10,341.00 (+3.11%) Homeowner's exemption | $681,313 (+3%) | $920,672 (+25.39%) Land $170,000 Building $750,672 |
| 2022 | $10,029.00 Homeowner's exemption | $661,469 | $734,271 Land $155,000 Building $579,271 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS), OCUD/WESTERN REGIONAL WTR SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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