2108 Franklin St, Onalaska, WI 54650 Property Records

La Crosse County property record for 2108 Franklin St, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`018-004241-000`

Property Details

APN / Parcel Number

Primary APN	`018-004241-000`
Alternative APNs	`18 4241 0` `44461`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Account Number	44461
Old Parcel Number	18 4241 0
Street Address	2108 FRANKLIN ST
City	ONALASKA
State	WI
Zip	54650-9053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND ADDN SCHALLERS OAK PARK LOT 91
Legal Range	07
Legal Township	17
Legal Section	29
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	2ND ADD SCHALLERS OAK PARK
Legal Lot Number	91
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2024
Census Tract	10404

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2108 FRANKLIN ST, ONALASKA, WI 54650-9053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2004
Deed Sale	Nov 23, 2004
Deed Document Number	1409103
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Recording Date	Jun 3, 2026
Property Address	2108 FRANKLIN ST, ONALASKA, WI 54650-9053
Document Number	0001849874
Instrument Date	May 29, 2026
Instrument	20261849874
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 FRANKLIN ST, ONALASKA, WI 54650-9053

Mortgage

Document Number	0001849874,
Date	Jun 3, 2026
Instrument	20261849874

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,134.00 (+3.45%) Homeowner's exemption	$319,000 (+34.77%) Land $84,100 Building $234,900	$322,700 (+36.33%)
2023	$3,996.00 Homeowner's exemption	$236,700 Land $60,000 Building $176,700	$236,700 Land $60,000 Building $176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20