2108 Fort Ave, Waco, TX 76707 Property Records

McLennan County property record for 2108 Fort Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,578 sqft · built 1901
Lot Size	0.269 acres (11,715 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,800 (Apr 2026)
Tax Bill	$6,118 (2024)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48-009600-018700-0`

Property Details

APN / Parcel Number

Primary APN	`48-009600-018700-0`
Alternative APNs	`4800960001870000111` `168733`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,578 sqft
Flooring	Wood

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	11,715 sqft (0.269 acres)
Lot Dimensions	165 ft deep x 36 ft wide
Porch	Open Porch
Porch Area	194 sqft
Patio Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	2108 FORT AVE
City	WACO
State	TX
Zip	76707-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	COHEN LOT 4 BLOCK 16 ACRES .269
Legal Subdivision	COHEN
Legal Block	16
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2030
Census Tract	700

Owner

Source: McLennan County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2927 PEASE DR, BELLEVUE, NE 68123-1421
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Apr 29, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 29, 2026	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jul 21, 2022	Warranty Deed, Transfer ALAMO TITLE COMPANY
Aug 9, 2021	Special Warranty Deed, Transfer
Jul 2, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Jul 21, 2022
Deed Document Number	202613441
Prior Transfer Date	Nov 6, 2007
Prior Transfer Doc	0000041889
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2108 FORT AVE, WACO, TX 76707-3450
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	AGT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008815
Date	Mar 11, 2021
Instrument	2021008815

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	3 Months
Due	Jun 10, 2021

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2108 FORT AVE, WACO, TX 76707-3450
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042674
Date	Oct 19, 2021
Instrument	2021042674

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Mar 20, 2022

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Apr 29, 2026
Property Address	2108 FORT AVE, WACO, TX 76707-3450
Document Number	0000013442
Instrument Date	Apr 28, 2026
Instrument	202613442
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 FORT AVE, WACO, TX 76707-3450

Mortgage

Document Number	0000013442,
Date	Apr 29, 2026
Instrument	202613442

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 29, 2026
Property Address	2108 FORT AVE, WACO, TX 76707-3450
Document Number	0000013441
Instrument Date	Apr 28, 2026
Instrument	2026.13441
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	DESIGNATED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013442,
Date	Apr 29, 2026
Instrument	2026..13442

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 21, 2022
Property Address	2108 FORT AVE, WACO, TX 76707-3450
Document Number	0000030174
Map Reference	VOL 74 PG 215
Instrument Date	Jul 20, 2022
Instrument	2022030174
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 W WACO DR # 2, 2, WACO, TX 76710-7010

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 9, 2021
Property Address	2108 FORT AVE, WACO, TX 76707-3450
Document Number	0000031537
Map Reference	VOL 74 PG 215
Instrument Date	Aug 5, 2021
Instrument	2021031537
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3306 W WACO DR, WACO, TX 76710-7221
Investor	Possibly a Property Investor

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 2, 2020
Property Address	2108 FORT AVE, WACO, TX 76707-3450
Document Number	0000021873
Instrument Date	May 17, 2019
Instrument	21873
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 CONGRESS AVE #400 AUSTIN TX 787014143, 400, AUSTIN, TX 78701-4143

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,809 (-6.96%) Land $32,333 Building $209,476	$241,809 (-6.96%) Land $32,333 Building $209,476
2025		$259,900 (+9.48%) Land $29,410 Building $230,490	$259,900 (+9.48%) Land $29,410 Building $230,490
2024	$6,118.00 (+240.08%)
2023		$237,390 Land $29,410 Building $207,980	$237,390 Land $29,410 Building $207,980
2022	$1,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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