2108 Florida Ave, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 2108 Florida Ave, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,129 sqft · built 1950
Lot Size	0.345 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$67,000 (Jul 1995)
Tax Bill	$895 (2023)
Deeds & Mortgages	Nov 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5622 18 4029`

Property Details

APN / Parcel Number

Primary APN	`5622 18 4029`
Alternative APNs	`04077 0024.000000` `15770`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,129 sqft Living Area
Gross Area	1,795 sqft
1st Floor Area	1,129 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.345 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	181 sqft
Deck Area	20 sqft
Patio Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	15770
Street Address	2108 FLORIDA AVE
City	KANNAPOLIS
State	NC
Zip	28083-6706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LTS 29-32 ROYAL OAKS BLK 21
Legal Subdivision	LAKE CONCORD RD
Legal Block	21
Legal Lot Number	29-32
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	1
Census Block	1024
Census Tract	40703

Owner

2108 Florida Ave is owned and occupied by an individual who acquired it in November 2023.

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2108 FLORIDA AVE, KANNAPOLIS, NC 28083-6706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 1995 · Amount on File
Deed Sale	Jul 13, 1995 · Amount on File
Deed Book / Page	1449 / 149
Last Transfer Date	Nov 10, 2023
Transfer Doc	0000023298
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Nov 14, 2023
Property Address	2108 FLORIDA AVE, KANNAPOLIS, NC 28083-6706
Document Number	0016717226
Book / Page	16717 / 226
Map Reference	MB 5 PG 52
Instrument Date	Nov 10, 2023
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 FLORIDA AVE, KANNAPOLIS, NC 28083-6706

Mortgage

Document Number	0167170228
Date	Nov 14, 2023
Instrument	16717-0228

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1037 Months
Due	Apr 8, 2110

Interest

Rate Type	Adjustable Rate
Rate	8.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	13.1%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,660 (-) Land $47,000 Building $211,660
2025		$258,660 Land $47,000 Building $211,660
2024			$258,660 (+79.1%) Land $47,000 Building $211,660
2023	$895.00	$144,420 Land $28,000 Building $116,420	$144,420 Land $28,000 Building $116,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2108 Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2108 Florida Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20